Financial makeover: 6 tips for your personal finances

6 tips for your personal finances Many of us feel that our personal finances could do with some attention, but where to start? What’s most important? Which areas of your finances need a makeover? Based on the clients we see and the enquiries we get, we’ve put together a list of six tips to help you improve your personal finances. We’d love to hear your thoughts, please leave any comments as well as your own financial tips at the bottom of this article. 1.    Standard Variable Rate ...

Housing round up: Surveys show house price rises, another lender increases their SVR

Housing & mortgage round upTwo house price surveys published this week have shown a rise in prices. The data will leave many people confused after last week’s survey from the Nationwide which showed a fall in prices, read on to discover why there might be a difference. Another mortgage lender has increased their Standard Variable Rate for existing borrowers, whilst those people looking for a new mortgage could see the choice of mortgage products reduced....

Housing round up: More Standard Variable Rate increases and house prices fall

Housing & mortgage round upIn this week’s housing round up we look at another rise in a lender’s Standard Variable Rate and bring you figures from the latest Halifax house price survey. Finally we highlight research from Unbiased.co.uk which shows some of us have an alarming lack of interest in our mortgage. More lenders increase their Standard Variable Rate The Clydesdale and Yorkshire Bank are the latest mortgage lenders to announce an increase to their Standard Variable Rate (SVR). 30,000 mortgage customers of the two ...

Nationwide Building Society offers 95% mortgage for first time buyers

Desperate to get on to the housing ladder but just don't have the funds for the initial deposit? Nationwide Building Society could have the answer. From Friday the financial giant is offering customers the chance to apply for a mortgage with just a 5% deposit. The building society's new Save to Buy regular savings account pays 2.5% gross interest on balances up to £20,000 and after 6 months of saving at least £50 a month, allows customers to apply for one of its 95% loan-to-value ratio mortgages.