Savings: NS&I unlikely to reintroduce index Linked Certificates in 2012

National Savings & Investments (NS&I) has admitted that they are unlikely to reintroduce the ever popular Index Linked Certificates to new savers this year. Tax-free savings Our advisers can help you make the right decisions The Investment Sense team of Independent Financial Advisers in Nottingham Contact our team of advisers today: 0115 933 8433 info@investmentsense.co.uk...

6 Financial tips for parents by Bev Stoves

Having two young boys myself I am fully aware of the calls on the time of parents. The school runs, sports clubs, ferrying them from A to B or just sitting them down to complete their homework all takes time, leaving very little for other important things, including what we rather grandly call 'financial planning'. I've therefore put together a few quick financial hints and tips for parents. They are all pretty common sense, but I can almost guarantee that no parents reading the list will have done everything on it; if nothing else hopefully this article will act as a ...

Savings: Inflation falls, but don’t get complacent about your savings

Savings: Inflation falls, but don't get complacent about your savingsInflation has fallen to its lowest level since 2010, but that shouldn’t be a reason to get complacent about your saving, because interest rates seem to be falling too. Current levels of inflation The rate of inflation fell last month, with CPI (Consumer Prices Index) falling to 2.8% and RPI (Retail Prices Index) dropping to 3.1%. Whilst this undoubtedly represents good news it shouldn’t mean we get complacent about our savings, they still need to ...

6 simple tax saving ideas for the start of the tax year

The end of the tax year has been and gone, it's a time of the year that never ceases to amaze us. Why do so many people wait until the end of the tax year to sort out their financial affairs? It makes far more sense to do so at the start of the tax year and enjoy almost a year’s extra tax efficient saving and investing. On that note we’ve put together a list of six things you should consider doing now to make your financial affairs as tax efficient as soon as possible. 1.    Use your ISA allowance...