SIPPs: Hopes and fears for 2014

Our financial wish list  6 things we’d like to see change in 2014 150px2014 will be a big year for the self-invested pension industry; the Financial Conduct Authority (FCA) is due to release its final proposals for capital adequacy requirements for SIPP (Self-Invested Personal Pension) providers, further consolidation is expected, whilst the spectre of poorly performing unregulated investments continues to cast a cloud over certain providers. We’ve asked leading figures for their hopes and fears for 2014. What are the key issues? ...

Guest blog: Quote me big!

Guest Blog - Talbot and MuirGraham Muir, Principle of Nottingham based SIPP provider, Talbot & Muir, looks at why it could be dangerous to select a SIPP based purely on the illustrations provided to you by SIPP providers. From April 2013 it has been incumbent on SIPP Providers to fall into line with Financial Conduct Authority’s requirement to provide Key Features Information (KFI) that clearly discloses: Details of the interest paid on client money invested within the scheme Whether or not the scheme trustee is retaining any interest ...

SIPPs: Talbot & Muir launch the Simple Retirement Account

Talbot & MuirTo coincide with their 20th anniversary, Nottingham based self-invested pension provider, Talbot & Muir, has launched a new SIPP product. Simple Retirement Account launches The new Simple Retirement Account has been launched to reduce the complexity associated with some SIPP products and will be available for investors looking to have their investments managed by a Discretionary Fund Manager (DFM). Oliver Bowler, ...

SIPPs: SIPP providers, interest rates and cash accounts – the debate continues

HiResSIPPs (Self-Invested Personal Pensions) are big business in the UK with more than one million in existence. Investors would be forgiven for thinking that SIPP providers make the majority of their income from the fees paid by investors. For many SIPP providers that is indeed the case, but some take a cut of the interest paid on the mandated SIPP bank account, which is designed to move money between investments, receive contributions, pay income and hold money in the ...