The financial lessons we’ve learnt in 2012

The financial lessons we’ve learnt in 20122012 has been an interesting year. We’ve been in and out of recession, interest rates look as though they are permanently set at 0.50%, billions more has been pumped into the economy and we’ve had more changes to pension legislation, but what have we learned in 2012? We asked the Investment Sense team, here’s what they had to say:  ...

Falling retirement incomes Part 1: Annuity rates continue to fall

Our research shows that Annuity rates fell again last month as the effect of lower gilt yields continued to be felt by insurers. In the first of two articles looking at falling retirement incomes we focus on Annuity rates. Retiring soon? Our advisers can help you make the right decisions Annuity CTA Contact our team of advisers today: 0115 933 8433...

The Golden Rules of buying an Annuity

Choosing what type of Annuity you buy, how it is set up and which provider to use can be a difficult process, made all the harder because Annuities can never be changed. We look at the 5 Golden Rules of buying an Annuity. A recent conversation with a lady who called our office and insisted on buying her Annuity from her existing pension company, who by the way were the 6th most competitive, lead us to thinking of the ‘Golden Rules’ for buying an Annuity. So how do make sure you get the right result and don’t end up regretting your decision?...