Why President Putin could seriously damage your retirement income

Crumpled question marks heapOn the face of it there is very little link between the events in the Ukraine and your pension in the UK. But if you are approaching retirement, events in this part of the world could put a lasting dent in your retirement income. Bear with us and we’ll explain. For most people a pension is a long-term investment, meaning that investing a proportion of the pot in stocks and shares is a sensible move....

Formula for a happy retirement revealed

Formula for a 'happy' retirement revealedA new survey from Annuity provider, LV=, has revealed the formula for a happy retirement. LV=, formerly known as Liverpool Victoria, surveyed 1,070 people aged 60-65 and found that ‘happiness’ in retirement will cost nearly a quarter of a million pounds, around seven times the value of the average pension pot in the UK. According to the people who took part in the survey the formula for a ‘happy’ retirement is: To retire at the age of 65 and live in a detached house, ...

Retirement: New survey reveals why you need to talk about retirement

Saving for retirement conceptMany people dream of an idyllic retirement, spending more time with the grandchildren, longer holidays, more time in the garden or on the golf course, but a new survey reveals most people are unprepared for their ‘golden years’ and many have never even discussed retirement with their partner. The Prudential surveyed nearly 2,000 adults, over the age of 40 and the results were frankly alarming: 1 in 5 women over the age of 40 will rely on their ...

Guest blog: Retiring soon? Remember these letters….RTBQ

Guest blog LVIn his first guest blog for Investment Sense, Stuart Wilson, Head of Marketing at LV= Marketing Solutions, reminds anyone retiring soon needs to do more than simply shop around for the best Annuity rate.  Despite lacking certain linguistic essentials, like some vowels for example, this is actually one of the wisest things I have ever been taught. Let me explain. I had barely started my career in Financial Services when I attempted to pass the ‘FPC’ (Financial Planning Certificate). Papers 1 and 2 ...