Guest Blog: IPM’s round up of SIPP news

IPMs round up of SIPP newsAs we are now settled into 2013, we would like to take this opportunity to wish you all a happy and prosperous New Year. 2012 was an interesting year for the world of SIPPs (Self-Invested Personal Pensions) and the indications are that 2013 is going to be equally as fascinating! With so many SIPP related topics around at the moment we thought we would put together an update note which covers the points you need to be aware ...

Annuities: Advised or non-advised, what’s in label?

Advised or non advised, whats in label?_iStockThe Retail Distribution Review, also known as the RDR, will come into full effect from 1st January 2013. We’ve already written about the effects of the RDR and our view that it will change the face of financial services. We thought we would now take a look at how the RDR will affect those people planning on buying an Annuity in 2013. Your options for buying an Annuity in 2013 There will be essentially three options for buying an Annuity:...

The Retail Distribution Review, how will it affect you?

The Retail Distribution Review, how will it affect you?You may be aware that the FSA’s (Financial Services Authority) Retail Distribution Review, or RDR for short, will be introduced with effect from 1st January 2013. There has been an increasing number of stories in the press about the RDR, some more accurate than others and some frankly just scaremongering. So we thought I’d take the opportunity to explain a little more about the RDR and how it will affect you. What is the Retail Distribution ...

Pensions: 45% of people have never reviewed their pension

A new survey has shown just how few people ever review their pension and that an increasing number are turning to friends and family for financial advice. Whilst the research, carried out by the investment firm Baring Asset Management, showed that the majority of people, who have not yet retired, recognised that it was important they understood how their pension was invested, a large percentage of people had never actually reviewed their pension. Attitude to risk Have you reviewed your pension?...