£44 milllion Premium Bond prizes left unclaimed, are you losing out?

No quick return for NS&I Index Linked Certificates 150pxThousands of people holding National Savings & Investments (NS&I) Premium Bonds could be losing out by not claiming prizes due to them. Premium Bonds are a popular alternative to traditional savings accounts and pay out prizes each month, rather than simply adding interest to the capital invested. Any prizes are paid tax free and work out to be roughly equivalent to an interest rate of 1.5%....

Nationwide House Price Index: Prices “little changed” in December, but fall in 2012

Nationwide Building SocietyThe latest Nationwide House Price Index has revealed house prices remain broadly the same in December 2012, with a small, 0.1%, fall. The slight reduction means that, according to the Nationwide, house prices fell by 1% in 2012 reversing the 1% rise seen in 2011. The small changes now means that average cost of a home in the UK is £162,262, which is broadly in line with the other major house price surveys from the Land Registry ...

Land Registry House Price Index: Prices rise slightly, but don’t get too excited!

Land Registry House Price Index: Prices rise slightly, but don’t get too excited!The latest Land Registry House Price Index shows a small rise in house prices over the past month. According to the monthly survey, house prices rose by 0.3% in November, taking the annual rise, after falls in previous months, to 0.9%. The small rise takes the average house price to £161,490....

Housing & mortgage round up: House prices rises in October, whilst negative equity rates fall

Housing & mortgage round upThe data coming from the housing market is so confusing at the moment that this week’s headline could easily have read “House prices fall over the past year, whilst first time buyer negative equity is double the average”. Whatever spin is put on the headlines, it’s important to look at the underlying numbers, which is exactly what we do this week. We look at the latest house price survey, negative equity figures as well as the ‘interest-only time bomb’, again! House prices rise, but lack momentum After September’s fall ...