Savings: The three best Cash ISA deals and three alternatives

As the end of the tax-year draws ever closer, there will undoubtedly be many savers who have not yet opened their Cash ISA (Individual Savings Allowance) for the 2016/17 tax-year. There’s no doubt that the introduction of the Personal Savings Allowance, which will be available to us all from 6th April 2016, will shake up the savings market, but we still believe Cash ISAs will have their place. So, if you’ve not yet used your Cash ISA allowance, here’s our guide to the best deals currently available and three alternatives if you ...

Savings: NS&I increase interest rates on guaranteed bonds, but are they a good deal?

No quick return for NS&I Index Linked Certificates 150pxNational Savings & Investments (NS&I) savings products have always been popular, especially as all the money saved with them is 100% guaranteed by the Government. The news that the interest rates payable on the NS&I Guaranteed Growth Bonds is about to increase will therefore be welcomed by savers. But how competitive are the new interest rates? Read on as we investigate. What are the new interest rates? From 20th October the interest rates on the NS&I Guaranteed Growth Bonds will be increased, across the board, by ...

Savings: 5 accounts to get your cash working harder

5 accounts to get your cash working harderSavers have waited for over five years for interest rates to rise and there is no sign that they will start to move during the next few months. So we’ve scoured our best buy tables and come up with five accounts; ISAs, non-ISA and for children, which we really like and will get your savings work harder for you. Here they are, click on the name of the account for more information. Tax-free and instant access: Coventry Building Society ...

Housing & Mortgage round up: House prices rise again, whilst Green Deal flops

Housing & mortgage round up_istockphotoIt’s been a pretty slow week for mortgage and housing news, saved at the last minute by the Nationwide and Land Registry releasing their latest house price data. Read on to discover whether house prices are still climbing and which region of the UK has seen a 53% drop over the past five years. House prices rise at fastest rate for three years The latest figures from the Nationwide, show a rise in house prices of ...