

January 11th, 2013
Despite only being re introduced in May National Savings & Investments (NS&I) has issued a warning over excess demand for these popular savings products.
NS&I has said that it will need to monitor ‘pent up demand’ for the Index Linked Certificates, which have been popular amongst savers.
The certificates provide a tax free return which is guaranteed to be above inflation. Despite the £15,000 cap on how much each saver can invest per issue the products have been popular as savers try and combat the twin effects of low interest rates and high inflation.
NS&I put the Index Linked ...
July 11th, 2011
In these times of low interest rates and rising inflation it has never been more important to get your savings working as hard as possible for you. We have put together eight simple tips to help your savings do just that.
1. Minimise tax
Paying less tax will mean you get a better return from your savings, but not everyone’s savings are as tax efficient as they possibly can be.
Start by using your Cash ISA allowance (£5,340 in the current tax year) the interest paid on a Cash ISA is not taxed, making them an attractive starting point for most savers.
Next, think about ...
July 6th, 2011
The Post Office has launched a new inflation linked savings bond designed to compete with the Index Linked Certificates issued by their former partner, National Savings & Investments (NS&I).
The new account can be opened for a three or five year term. It pays interest of 1.5% over RPI (Retail Price Index) for the five year term and 0.5% over RPI for the three year term.
Although the headline rate on the five year account is higher than the NS&I Index Linked Certificates it is subject to tax, meaning that taxpayers would be better off with the NS&I account.
Unlike the NS&I Index ...
June 17th, 2011