Housing round up: Spending on birthdays could affect your mortgage application

Housing & mortgage round upIn this week’s housing round up we consider the latest evidence that a lack of supply will cause house prices to rise. We also consider a contrary prediction that house prices will in fact fall over the next two or three years due to a lack of mortgage finance. However we start with a story that one of the UK’s largest lenders will delve deeper into your finances if they are to approve you for a mortgage....