The Council of Mortgage Lenders (CML) believes that low interest rates have kept the number of repossessions and people suffering from mortgage arrears low.
In the second quarter of 2011 a total of 9,000 homes were repossessed, 100 less than the previous quarter.
36,300 people were repossessed in 2010, but the CML still believe that 40,000 will suffer the same fate in 2011 rising to 45,000 in 2012.
Paul Smee, director general of the CML said: "Despite current uncertainty in financial markets, we see no need to revise our forecasts. Anyone with debt worries should take advice and speak to their lender at ...