Nearly 30 million people don’t have a Will, time to put it right?

iStock_000013177132XSmallNew research has revealed a shocking number of people have failed to make a Will; which could mean their assets will not be passed to their loved ones in accordance with their wishes, when they die. As part of their annual ‘Write and Register a Will Week’, which starts on 14th October, Unbiased.co.uk and Certainty.co.uk found: Are you ...

6 tips to avoid paying Inheritance Tax

6 tips to avoid paying Inheritance TaxIn 2007 George Osborne announced his intention to increase the nil rate band, the amount you can leave in your estate without paying Inheritance Tax, to £1 million. Fast forward six years and the government has announced that to help meet the cost of changes to how long term care is paid for, the nil rate band will be frozen at £325,000 until 2019 at the earliest. If the nil rate band had been increased to £1 million, ...

6 financial resolutions for the New Year

6 financial resolutions for 2012After you've gorged on turkey, Christmas pudding and mince pies, opened your presents and watched the inevitable reruns of perennial Christmas favorites on TV, your thoughts might drift to 2013 and what the New Year has in store. Why not take some time over the break to plan your finances for 2013? Our six financial resolutions should give you some inspiration. 1. Set your goals This doesn’t have to be as grand as it sounds, but as we start the New Year, think back to ...

Talking ‘bout my generation? Financial tips for fortysomethings

In the third part of this series we take a look at the financial problems for fortysomethings. Our 40’s is traditionally the period in our lives when our children are growing up and perhaps starting to think about university, we might need to move house and thoughts start to turn to planning more seriously for retirement. So, if you are in your 40’s, read of for our top financial and money tips. 1.    Make sure you are protected It’s highly likely that you have children, a mortgage, or both, which means you really should have sorted out your personal protection....