Everything you need to know about deferring your State Pension

Everything you need to know about deferring your State PensionReaching the State Pension age is often a seminal moment and many of us still retire when we reach this milestone. However, more and more people are continuing to work past their State Pension age and defer taking their State Pension until they actually retire. Increasing numbers of people are looking for more flexibility in their retirement planning, so we thought we’d take a look at some of the questions we regularly get asked ...

Retirement: Why Greece could prove another slippery slope for your pensions

For many of us the Bank Holiday weekend was a chance to relax, take things easy and consider how best to amuse ourselves in this great British weather of ours. But for voters in Greece and France it was an opportunity to elect a change of government, one which for people in the UK planning on retiring soon, could have significant implications. So how do the decisions of Greek and French voters, to elect anti austerity parties, affect your pension if your are planning to retire soon we hear you ask. Volatile stock market...

European Commission causes Annuity confusion

It has emerged that the European Commission’s ruling on gender pricing in Annuities will not apply to occupational pension schemes. The European Court of Justice ruled in March last year that insurers could not use gender as a factor when pricing their Annuities. Annuity rates The ban is due to come into effect from 21st December 2012 and initially it was thought that insurers would need to change the way in which they price their Annuities. Many experts predicted the ruling would lead to lower Annuity rates, particularly for men. An Annuity rates comparison shows that men currently tend to get a ...