Annuities: 12 things you will have to do yourself if you don’t use an IFA to arrange your Annuity

iStock_000016864850XSmallIf you are approaching retirement and considering how to turn your pension pot into an income, one of the main routes open to you is an Annuity. Whilst most people focus on getting the best Annuity rate, this is only part of the story; there is much more to this decision than meets the eye. Let’s start with the basics, how can you buy an Annuity? There are three ways:...

Pensions: 6 pension myths exposed

You don't have to look far to find some pretty negative comments about pensions. Any article in the mainstream press discussing pensions is usually followed by some very negative and often ill-informed comment about pensions; these are just a few we have found: “Pension plans should come with a warning that contributors will probably not get back the money they invest because the rules are devised to benefit the pensions industry at the expense of pensioners” – Telegraph online 14th October 2012 “This is precisely why no one and I mean no one should invest in any form of pension. All pension ...

Investment Sense recruit two new Independent Financial Advisers

Investment Sense recruit two new Independent Financial AdvisersWe are delighted to announce that Investment Sense has recruited to new Independent Financial Advisers, James Lee and Laura Gregory. James and Laura will join our existing team of IFAs and will work for our Nottingham office. Both will specialise in giving advice to people close to retirement helping people get the best possible income from their pensions. Commenting, Anna Timms, Director of Investment Sense, said: “I am delighted that James and Laura have chosen to join Investment ...

Retirement: Why use an IFA to buy an Annuity?

When the time comes to buy an Annuity you essentially have two choices; the DIY approach or take advice from an Independent Financial Adviser (IFA). Being IFAs you would expect us to champion the advice route, but read on and we will explain in more detail why we believe you should always take advice when buying your Annuity. Cost Retiring soon? Our advisers can help you make the right decision...