The shifting balance of home-ownership

The shifting balance of homeownershipSince the financial crisis, the personal finance pages have been awash with stories that is harder than ever for younger people to get onto the housing ladder. The main issues facing first time buyers, have been rise in property values since the crash and the size of the deposit generally needed. The problem has been made even more acute following the Mortgage Market Review, which in many circumstances, has tightened lending criteria and made it even harder for first time buyers to find a mortgage lender. Despite Government incentives, ...

Housing & Mortgage Round Up: Huge rise in house, whilst home ownership falls

Housing & mortgage round up_istockphotoThis week’s Housing and Mortgage Round Up has a distinctly historical feel to it with research showing an amazing increase in house prices over the last 40 years, whilst another report shows that home ownership has fallen over the past 25 years. But before that we start with the latest Halifax House Price Index figures. Are you looking for ...