Which is more important; health or wealth?

Some want a six-figure pension pot; others are more focused on getting a six pack. Turning 40 affects people in different ways, but the urge to pay more attention to health or wealth is a common one. Whilst saving for your future is massively important, research from Prudential suggests that more over 40s are improving their health than their financial security. Taking steps to become healthy in retirement undoubtedly has its benefits, but why aren’t people making their financial stability a priority? What concerns do over 40s face? In a study of 1,057 adults ...

Retirement: Six times when an Annuity is still the right answer

clouds in shape of figureFollowing last month’s Budget, many people, for journalists to so called industry experts have predicted the death of the Annuity. We don’t believe this is the case, in fact to paraphrase Mark Twain, “reports of the death of Annuities has been greatly exaggerated.” Don’t misunderstand us, we firmly welcome George Osborne’s proposals, to give people greater access to their pension pot. The increased flexibility will benefit many people when they come to retire and also encourage ...

Consumers prepared to take less risk with their cash than their health

Consumers prepared to take less risk with their cash than their healthMost of us know how important it is to carefully asses the risk of any investment before handing over out hard earned cash. But new figures reveal how much risk we are prepared to take with our money compared to other areas of our lives. The research, conducted by the Financial Services Compensation Scheme (FSCS) and unveiled at the same time as they launch the second stage of their ...