Talking ‘bout my generation? Financial tips for fortysomethings

In the third part of this series we take a look at the financial problems for fortysomethings. Our 40’s is traditionally the period in our lives when our children are growing up and perhaps starting to think about university, we might need to move house and thoughts start to turn to planning more seriously for retirement. So, if you are in your 40’s, read of for our top financial and money tips. 1.    Make sure you are protected It’s highly likely that you have children, a mortgage, or both, which means you really should have sorted out your personal protection....

Talking ’bout my generation? Financial tips for twentysomethings

The financial crisis, followed by the subsequent recessions, has made it harder than ever to hit our financial goals. In a new series of articles we will look at each generation, giving tips on how to cope with the lasting effects of the credit crunch and the recession. This month we focus on twentysomethings, how have things changed since 2008, what issues does this generation face, and what do you need to know now to organise your finances effectively? 1.    Getting a mortgage...

6 financial tips for grandparents

In the current financial climate the 'bank of mum and dad' is often needing to stay open for longer. We are seeing more and more instances of grandparents needing, and indeed wanting, to help out their financially stretched children and grandchildren. We’ve put together six financial tips for grandparents to help guide you through these tough economic times. Tip 1: Save tax efficiently It’s pretty obvious that the less tax you pay on savings and investments you make for your grandchildren the better the return will be....

Business: 6 personal finance tips for small business owners

For most small business owners the health of their personal finances is closely linked to those of their business. When business is good your personal finances will look good, conversely when trading is tough your personal finances might take a hit. Based on discussions we have with our clients who run small businesses we’ve put together six tips for business owners to help keep both your personal and business finances healthy. 1.    Get your income strategy right Are you a business owner looking ...