Pensions: Five tips if you have got multiple pensions

Metal number 5The days of working for one employer all your life are over. With multiple jobs comes multiple pensions and with most workers due to be Automatically Enrolled into a pension, between now and 2018, the problem is set to get worse. Indeed, research from NOW Pensions has emphasised the problem face by workers: 25% of over 55’s have four or more pensions 60% of over 55’s have had four or more jobs 32% of people said they didn’t know which companies their pensions were held ...

Investments: 7 lessons all investors can learn from the problems with Harlequin Property

The financial lessons we’ve learnt in 2012For those not in the know, Harlequin Property offer overseas property investments, in a series of developments, based mainly in the Caribbean and South America and promoted by a number of celebrity endorsements. All seemed well until recently, when a series of stories in the national media revealed that several of the developments had not been started and income payments to investors had stopped. Since then the Serious Fraud Office has revealed they ...

SIPPs: FSA warns on overseas property investments

FSA warns on overseas property investmentsThe FSA has issued two warnings to advisers and investors highlighting the dangers of overseas property and wider unregulated investments. In a separate alert to financial advisers the regulator also took the unusual step of naming one particular unregulated investment scheme. SIPPs and unregulated investments In the first warning the FSA highlighted their concerns over some financial advisers recommending SIPPs (Self Invested Personal Pensions) to investors who then planned to buy unregulated investments ...

The financial lessons we’ve learnt in 2012

The financial lessons we’ve learnt in 20122012 has been an interesting year. We’ve been in and out of recession, interest rates look as though they are permanently set at 0.50%, billions more has been pumped into the economy and we’ve had more changes to pension legislation, but what have we learned in 2012? We asked the Investment Sense team, here’s what they had to say:  ...