Pensions: Auto enrolment starts, but it won’t be enough warns minister

Possibly the biggest change to the pension provision of millions started this week, although at least one government minister warned, that the auto enrolment scheme alone, will not be sufficient to maintain most people’s current standard of living in retirement. Auto enrolment starts Our advisers can help you make the right decision...

Talking ’bout my generation? Financial tips for twentysomethings

The financial crisis, followed by the subsequent recessions, has made it harder than ever to hit our financial goals. In a new series of articles we will look at each generation, giving tips on how to cope with the lasting effects of the credit crunch and the recession. This month we focus on twentysomethings, how have things changed since 2008, what issues does this generation face, and what do you need to know now to organise your finances effectively? 1.    Getting a mortgage...

Retirement: 5 alternative ways to plan for your retirement

Pensions are still the most popular way of providing an income in retirement, and whilst they have many advantages, tax relief, possible employer contributions and tax efficient grow, to name three; the very word pension has become toxic to many over the past few years. Whilst we still believe that the advantages, especially if an employer contribution is available, mean a pension should be the cornerstone of retirement planning for most people, we recognise that many would like to consider alternatives, and of course pensions do still have their disadvantages....