Spending on plastic has overtaken cash payment this year.
Fewer cash payments were made in the last 12 months as debit card usage increased.
Debit card spending has surpassed cash spending over the course of 2010 for the first time in the UK.
Data revealed by the UK Payments Council found that debit card spending figures reached a peak of £272 billion in the 12 months to October, where as £269 billion was spent in cash.
Credit card usage remained at the same level, according to Council's statistics, which are released every quarter.