Annuities: Why delaying your purchase could take 40 years to make up

iStock_000024336538_ExtraSmallFollowing the pension changes announced in the Budget many people have put off buying an Annuity. Some people have delayed because they plan to take advantage of the more flexible rules to be introduced from April 2015. Whilst others will be hopeful that new products are launched, which might offer a better solution. Retiring soon? Our advisers can help you make the right decision...

Guest Blog: Why the ‘Guidance Guarantee’ won’t replace advice

MGM AdvantageIn his first Guest Blog for Investment Sense, Andrew Tully, Pensions Technical Director at MGM Advantage, looks at the latest Government initiative to help people make better choices when they retire. How will it work? Will you be entitled to it? How will it benefit you? Read on as Andrew explains all you need to know. The Chancellor’s 2014 Budget delighted many by giving people the ultimate flexibility in when and how to take their pension savings after April 2015. Many of the headlines have concentrated on the fantastic freedom ...

Investment Sense in the Guardian, what did the readers make of our comments?

GuardianWe recently contributed to an article in the Guardian newspaper, giving our thoughts on what ‘Shelia,’ a fictional pensioner, should do with her £80,000 pension pot. You can read our comments, along with those of the other contributors, by clicking here. Retiring soon? Our advisers can help you make the right decisions Investment Sense Retirement advisers Contact our team of advisers today:...

Retirement: Six times when an Annuity is still the right answer

clouds in shape of figureFollowing last month’s Budget, many people, for journalists to so called industry experts have predicted the death of the Annuity. We don’t believe this is the case, in fact to paraphrase Mark Twain, “reports of the death of Annuities has been greatly exaggerated.” Don’t misunderstand us, we firmly welcome George Osborne’s proposals, to give people greater access to their pension pot. The increased flexibility will benefit many people when they come to retire and also encourage ...