Savings: 5 accounts to get your cash working harder

5 accounts to get your cash working harderSavers have waited for over five years for interest rates to rise and there is no sign that they will start to move during the next few months. So we’ve scoured our best buy tables and come up with five accounts; ISAs, non-ISA and for children, which we really like and will get your savings work harder for you. Here they are, click on the name of the account for more information. Tax-free and instant access: Coventry Building Society ...

Savings: Funding for Lending Scheme claims another victim

Funding for Lending Scheme claims another victimBeleaguered savers received another blow yesterday as the innovative savings provider, Governor Money, stopped accepting new deposits, blaming a “disastrous” fall in interest rates on the best buy savings accounts as a result of the government’s Funding for Lending Scheme. Launched in April 2011, Governor Money is owned by Family Investments. Their ‘one stop shop’ approach was innovative, giving savers access to a range of banks and building society products, including Cash ISAs, through one account. ...

Savings: Investment Sense extends best buy tables to include business deposit accounts

Investment Sense extends best buy tables to include business deposit accountsMost people know about the benefits of shopping around for the best buy savings accounts, especially in these times of rising inflation and low interest rates. However, not everyone knows that a business can also open a savings account, to hold any spare capital that their business might have. There are a number of reasons why businesses might hold capital, which is not needed on a day to day basis. For ...

Everything you need to know about deferring your State Pension

Everything you need to know about deferring your State PensionReaching the State Pension age is often a seminal moment and many of us still retire when we reach this milestone. However, more and more people are continuing to work past their State Pension age and defer taking their State Pension until they actually retire. Increasing numbers of people are looking for more flexibility in their retirement planning, so we thought we’d take a look at some of the questions we regularly get asked ...