SIPPs: Is your SIPP provider about to cut your investment options?

Is your SIPP provider about to cut your investment optionsA clue to the attraction of a Self-Invested Personal Pension (SIPP) is in the name; self-investment, which allows investors to have a wider choice, greater flexibility and more control. Until now perhaps. Many of the reasons investors are attracted to SIPPs could be seriously undermined if a recent trend towards more restrictive investment choices continues. What’s changing? Many SIPP providers, although not all, are restricting the types of investments whey will allow members to hold within their SIPP....

Guest blog: Why the cash savings review is fascinating

Bath Building SocietyIn his latest guest blog for Investment Sense, Dick Jenkins, Chief Executive of the Bath Building Society, looks at a recent report looking into the UK savings market and how it is poorly serving savers. The FCA (Financial Conduct Authority) has recently published the first instalment of their long-awaited review into the cash savings market. This extended piece of analysis covers notice and instant access accounts and a further tome is promised on Bonds in due course. I can hardly wait!...

Guest blog: Landlord Heaven

Bath Building SocietyIn his first guest blog for us, Dick Jenkins, Chief Executive, Bath Building Society looks at why buy to let investors are having a 'heavenly' time. It’s a pretty good time to be a Landlord in the residential property world right now, a state of affairs I guess is likely to persist for some time to come. Just thinking about it for a moment, the perfect scenario for Landlords is one where property prices are increasing, offering capital appreciation on their investment, finance is easily available and cheap and relative ...

SSAS: Deposit accounts for SSASs, what are your options?

iStock_000015874214_ExtraSmallThe Investment Sense website publishes the only in-depth best buy table for SIPP deposit accounts, but what are your options if you have a Small-Self Administered Scheme or SSAS for short? SSASs have had a resurgence over the past couple of years and with stock markets increasingly volatile we are getting more and more enquiries about the Cash options available. You’d be forgiven for thinking that if a bank or building society offers deposit accounts for SIPPs, then they will accept ...