Annuities: Summer misery for Annuity rates

Dark, Ominous Clouds Promise Rain and poor Weather.New research has shown that Annuity rates have suffered their biggest fall for three years in a summer of misery for pensioners. Retiring soon? Our advisers can help you make the right decisions Investment Sense Retirement advisers Contact our team of advisers today: 0115 933 8433 info@investmentsense.co.uk Online enquiry form The ...

Annuities: Why delaying your purchase could take 40 years to make up

iStock_000024336538_ExtraSmallFollowing the pension changes announced in the Budget many people have put off buying an Annuity. Some people have delayed because they plan to take advantage of the more flexible rules to be introduced from April 2015. Whilst others will be hopeful that new products are launched, which might offer a better solution. Retiring soon? Our advisers can help you make the right decision...

Retirement: Is a One-year Fixed Term Annuity right for you?

UnlesInterrogationss the Government has a dramatic U-turn anyone over 55 will have greater access to their pension pot from April next year.   That’s fine for anyone retiring after April 2015. But there are thousands of people who want to retire before then, perhaps accessing their tax-free lump sum and deferring turning the rest of the pot into an income, until the new rules are finalised and new products launched. Retiring soon? Our ...

Retirement: Six times when an Annuity is still the right answer

clouds in shape of figureFollowing last month’s Budget, many people, for journalists to so called industry experts have predicted the death of the Annuity. We don’t believe this is the case, in fact to paraphrase Mark Twain, “reports of the death of Annuities has been greatly exaggerated.” Don’t misunderstand us, we firmly welcome George Osborne’s proposals, to give people greater access to their pension pot. The increased flexibility will benefit many people when they come to retire and also encourage ...