Last updated23 January 2018


Charges are subject to VAT although shown excluding VAT
Initial/Set up fee£495, nil on Express SIPP
Annual fee£296 on all SIPPs
£400 holding an existing non-standard asset
£530 with a property
additional fee for more than one property, (per property) £200
Transfer in feenil
Transfer out fee£165
In-specie transfer in fee£525 per property

£250 plus £50 per asset for other investments
Taking Benefits
Capped drawdown (pre 06/04/2015)
Review, £165
Annual fee, £60
PAYE set up, £60
Additional fund designation, £165

Flexi-Access Drawdown (post 06/04/2015)
Annual fee, £150
Administration fee, based on whole fund being taken immediately, £350

UFPLS (post 06/04/2015)
£50 per payment
Annuity purchase fee£165
Payment of death benefits fee£250
Other feesAd hoc scheme valuations, £165

Sale of unquoted shares, £500


Access: Direct or via IFAVia IFA only

Online capability


Permitted Investments

Commercial property
Overseas property
Unit trusts & OEICSAll platforms allowed
External deposit accounts
Overseas listed stock and sharesUnrestricted access to all 'sippable' deposit accounts
UK listed stocks and sharesAll stockbrokers allowed
AIM sharesAll stockbrokers allowed
Gilts/corporate bondsAll stockbrokers allowed
ETFsAll stockbrokers allowed
Investment trusts & REITS & EPUTSAll stockbrokers allowed
Discretionary managementUnrestricted access
National Savings & Investments
Unlisted shares
Structured products
Trustee Investment Plans
Insurance company funds
Hedge funds
Traded endowment plans
Intellectual property
Brands / Trademarks
Third party loans

Property purchase

Purchase fee£500, using a preferred solicitor

£700, using other solicitor

£700, joint property purchase using a preferred solicitor

£850, joint property purchase using other solicitor
Sale fee£350
Annual property administration fee£234
VAT registration fee£165
VAT return fees£105 per year, per property
Other feesBorrowing fee, £315

New lease/tenancy agreement, £200

variation of existing lease, £100

Mortgage administration, per loan, £100

Property development, 0.25% of amount

Additional Property Levy charge for rent arrears, £300

SIPP Bank Account

SIPP bank account providerRoyal Bank of Scotland
Current interest rate0.15%


Scheme trusteesGuardian Pension Trustees Limited
Scheme administratorGuardian Pension Trustees Limited

Minimum contributions

Regular paymentsNo minimum
Transfers/Single Premiums£15,000 / None
Min additionalNo minimum

Company Information

OwnershipPrivately owned
Year established2005
Funds under management£158 million
Number of SIPPs administeredCirca 2,700


Accepts benefits from defined benefit / final salary schemes?Yes, if IFA advised


Flexible Drawdown offeredYes
Scheme Pension offeredNo

Need advice on your SIPP?

Contact our team of SIPP specialists today:

0115 933 8433

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GPC SIPP Limited have been trading since 2005 and over that time have built up around 2,700 SIPPs (Self Invested Personal Pension) with total funds under management of approximately £158 million.

GPC also offer a SSAS (Small Self Administered Scheme) as well as a SIPP.

The GPC SIPP is only available through an IFA (Independent Financial Adviser) and has no minimum contribution levels, except for a transfer in, where the minimum that can be accepted is £15,000.

The GPC SIPP is flexible and allows investment into a wide range of assets, including commercial property, shares, corporate bonds, gilts, collective funds, UCIS (Unregulated Collective Investment Schemes) as well as external deposit accounts.

The mandated SIPP bank account for GPC is held with Royal Bank of Scotland and pays an interest rate of 0.15%.