Our advisers can help you make the right decisions

The Investment Sense team of Independent Financial Advisers in Nottingham

Contact us on:

0115 933 8433

Welcome to the Investment Sense Retirement Centre.

Over the past year or so a retirement revolution has taken place with the launch of Pension Freedom, giving you unprecedented flexibility in how you take money from your pension pot.

Whilst Pension Freedom will benefit many people when they retire, it frankly only adds to the bewildering range of options you have at retirement.

We are passionate about ensuring you get all the information you need to make the best possible choices at such a crucial time in your financial life.

That’s why we have created our Retirement Centre, an invaluable resource to help you better understand the options available to you.

All the information on these pages is available to you free of charge, we hope you find it useful.

If you are approaching retirement and would like advice on the right option for you please call one of our advisers on 0115 933 8433 they will be happy to help.

What would you like to know more about?

Pensions Freedom – A summary of the key changes

Pensions Freedom – Key questions answered

Key considerations

Retirement options

Delay taking your pension


Investment Linked Annuity

Fixed Term Annuity

Flexi-Access Drawdown

Uncrystallised Funds Pension Lump Sum (UFPLS)

Purchased Life Annuities

8 Steps to take leading up to retirement

This guide to retirement options is intended to help people nearing retirement, who have one or more of the following types of scheme:

  • Personal Pensions
  • Stakeholder Pensions
  • Self-Invested Personal Pensions (SIPP)
  • Small Self-Administered Schemes (SSAS)
  • Workplace money purchase schemes

If you have defined benefit pension arrangements, also known as final salary schemes, please contact us for further details.

This guide will explain the changes introduced to pensions in April 2015 and give you more information about your options as you get nearer to retirement.

A guide such as this can never replace high quality, independent, financial advice tailored to your own individual needs. However, as you start out on your retirement journey we hope our guide will give you an easy to follow overview of the options available to you.

Our team of Independent Financial Advisers in are experienced in developing retirement income strategies for clients the length and breadth of the UK. If you are approaching retirement and would like advice on your options call one of our IFAs today on 0115 933 8433, alternatively enquire online or email info@investmentsense.co.uk

Whatever route you pursue, take advice; the decisions you make will affect your income for the rest of your life.