Last updated28 March 2019


Charges are not subject to VAT
Initial/Set up feenil
Annual fee£150 pa
Transfer in feeCash: nil
Transfer out feeTime costed @ £150 p/h
In-specie transfer in feeTime costed @ £150 p/h
Taking benefitsCalculation of benefits: time costed @ £150 p/h

Income payment facility: £90 pa

Review of income drawdown: time costed @ £150 p/h
Annuity purchase feeTime costed @ £150 p/h
Payment of death benefits fee
Other feesIn-specie contributions: time costed @ £150 p/h

Interim valuations: £30

Platform investment transactions: nil

Non-Platform investment transactions: time costed @ £150 p/h


Access: Direct or via IFAvia IFA only

Online capability

DetailsOnline application and illustration system for advisers

Permitted Investments

Commercial property
Overseas property
Unit trusts & OEICS
External deposit accounts
Overseas listed stock and shares
UK listed stocks and shares
AIM shares
Gilts/corporate bonds
Investment trusts
Discretionary management
National Savings & Investments
Unlisted shares
Structured products
Trustee Investment Plans
Insurance company funds
Hedge funds
Traded endowment plans
Intellectual property
Brands / Trademarks
Third party loans

Property purchase

Purchase fee£150ph
Sale fee£150ph
Annual property administration fee£350
+ £75 per additional letting
VAT registration fee£150ph
VAT return fees£150ph
Other fees

SIPP Bank Account

SIPP bank account providerBank of Scotland
Current interest rate0%


Scheme trusteesIntelligent Money
Scheme administratorIntelligent Money

Minimum contributions

in line with HMRC Rules
Regular paymentsNo minimum
Transfers/Single PremiumsNo minimum
Min additionalNo minimum

Company Information

OwnershipOwned by Directors
Year established2002
Funds under managementcirca £2 billion
Number of SIPPs administeredcirca 20,000
Defaqto rating


Accepts benefits from defined benefit / final salary schemes?No


Flexi Access Drawdown /UFPLS offeredYes
Scheme Pension offeredYes