Last updated28th August 2017

Reviews

Read reviews for the Hartley Pensions Prosperity SIPPcoming soon

Charges

Charges are subject to VAT, although shown excluding VAT
Initial/Set up fee£175
Annual feeUncrystallised account £300 pa

Crystallised account £400 pa
Transfer in feenil
Transfer out feenil
In-specie transfer in feenil
Taking benefits
Annuity purchase feenil
Payment of death benefits fee£300
Other feesDivorce costs £750

Administration fee if non-standard assets are held £250 pa

Management

Access: Direct or via IFAvia IFA only

Online capability

DetailsOnline SIPP set up
Online access to view clients SIPP
Online Key Features Illustration
View Communication Records

Permitted Investments

Commercial property
Overseas property
Unit trusts & OEICS all platforms allowed
External deposit accounts unrestricted access to all 'sippable' deposit accounts
Overseas listed stock and shares all stockbrokers allowed
UK listed stocks and sharesall stockbrokers allowed
AIM sharesall stockbrokers allowed
Gilts/corporate bondsall stockbrokers allowed
ETFsall stockbrokers allowed
Investment trustsall stockbrokers allowed
Discretionary managementunrestricted access
National Savings & Investments
Unlisted shares subject to due dilligence
Structured products
Trustee Investment Plans
Insurance company funds
Hedge funds through a platform/stockbroker
Traded endowment plans through a platform/stockbroker
Intellectual property
Brands / Trademarks
Goodwill
Third party loans

Property purchase

Purchase fee N/A
Sale feeN/A
Annual property administration feeN/A
VAT registration feeN/A
VAT return feesN/A
Other fees

SIPP Bank Account

SIPP bank account providerRoyal Bank of Scotland
Current interest rate0%

Structure

Scheme trusteesHartley Pension Trustees Ltd
Scheme administratorHartley SAS Ltd

Minimum contributions

Regular paymentsNo minimum
Transfers/Single PremiumsNo minimum
Min additionalNo minimum

Company Information

OwnershipPrivately owned
Year established4th March 2015
Funds under management£1.2billion
Number of SIPPs administered11,000
Defaqto ratingnot rated

Transfers

Accepts benefits from defined benefit / final salary schemes?Yes, if IFA advised

Misc

Flexi Access Drawdown offeredYes
Uncrystallised Fund Pension Lump Sum offeredYes
NotesDue dilligence will be carried out before acceptance of platform.

Choose a flexible pension to meet your ever-changing needs - the Prosperity SIPP.

Make investments across a number of different asset classes to suit current and future investment strategies

Hartley Pensions Prosperity SIPP

Hartley Pensions currently offer three different SIPPs namely the Abacus SIPP, Prosperity SIPP and Empire SIPP.

In total Hartley Pensions run over 11,000 SIPPs.

The Hartley Pensions Prosperity SIPP can be accessed only via an IFA and is aimed at people who want to make investments that a Personal Pension will not allow across a number of different asset classes, in addition to the mandated SIPP bank account. Whilst the Hartley Pensions Prosperity SIPP allows access to a wide range of assets it does not permit investment directly into commercial property, investors looking to make such an investment can do so by upgrading to the Empire SIPP.

The mandated SIPP bank account for the Hartley Pensions Prosperity SIPP is held with the Royal Bank of Scotland.