Last updated24 January 2019

Charges

Charges are subject to VAT, although shown excluding VAT
Initial/Set up fee£125
Annual feeUncrystallised account £175 pa

Crystallised account £300 pa
Transfer in feenil
Transfer out feenil
In-specie transfer in feenil
Taking benefitsCharges as per crystallised account

Set up fee £125

Annual fee £300 pa
Annuity purchase feenil
Payment of death benefits fee£300
Other feesDealing with Divorce £750

Management

Access: Direct or via IFABoth

Online capability

DetailsOnline SIPP set up
Online access for IFAs to view clients SIPP
Online key features illustrations
View communication records

Permitted Investments

Commercial property
Overseas property
Unit trusts & OEICS
External deposit accounts unrestricted access to all 'sippable' deposit accounts
Overseas listed stock and shares all stockbrokers allowed
UK listed stocks and shares all stockbrokers allowed
AIM shares all stockbrokers allowed
Gilts/corporate bonds all stockbrokers allowed
ETFs all stockbrokers allowed
Investment trusts all stockbrokers allowed
Discretionary management unrestricted access
National Savings & Investments
Unlisted shares subject to due dilligence
Structured products
Trustee Investment Plans
Insurance company funds
Hedge funds through a platform/stockbroker
Traded endowment plans through a platform/stockbroker
Intellectual property
Brands / Trademarks
Goodwill
Third party loans

Property purchase

Purchase fee N/A
Sale feeN/A
Annual property administration feeN/A
VAT registration feeN/A
VAT return feesN/A
Other feesN/A

SIPP Bank Account

SIPP bank account providerRoyal Bank of Scotland
Current interest rate0%

Structure

Scheme trusteesHartley Pensions Trustees Limited
Scheme administratorHartley SAS Ltd

Minimum contributions

Regular paymentsNo minimum
Transfers/Single PremiumsNo minimum
Min additionalNo minimum

Company Information

OwnershipPrivately owned
Year established4th March 2015
Funds under management£1.2billion
Number of SIPPs administered11,000
Defaqto ratingFive star

Transfers

Accepts benefits from defined benefit / final salary schemes?Yes, only if IFA advised

Misc

Flexi Access Drawdown offeredYes
Uncrystallised Funds Pension Lump SumYes
NotesOne platform only is allowed on Abacus SIPP. Due dilligence will be carried out before acceptance of platform

Take control of your pension with Abacus SIPP - giving you a clear charging structure, the flexibility to choose the type of investment platform and plan for your future

Hartley Pensions Abacus SIPP

Hartley Pensions currently offer three different SIPPs namely the Abacus SIPP, Prosperity SIPP and Empire SIPP.

In total Hartley Pensions run over 11,000 SIPPs.

The Hartley Pensions Abacus SIPP can be accessed via an IFA or direct and is aimed at people who want to make investments that a Personal Pension will not allow but who only want to hold one single investment, in addition to the mandated SIPP bank account. Whilst the Hartley Pensions Abacus SIPP allows access to a wide range of assets it does not permit investment directly into commercial property, investors looking to make such an investment can do so by upgrading to the Empire SIPP.

The mandated SIPP bank account for the Hartley Pensions Abacus SIPP is held with the Royal Bank of Scotland.