Our charity deposit accounts comparison tables are 100% independent and completely unbiased.

Disclaimer: All rates are subject to change, please check with the bank or building society before investing.

Scroll down to see charity deposit accounts for instant access, 7 day notice, 30 day notice, 60 day notice, 90 day notice, 6 month notice, 12 month notice, 1 year fixed, 2 year fixed and 3 year fixed.

Instant Access

CompanyName of AccountAERMinimum DepositType of Account
Business E-Saver Account
(Issue 6)
1.02%£10,000Internet
Community Saver
Issue 3
1.00%£1Branch
Post
Everyday Saver
(Expected Profit Rate)
(Issue 2)
1.00%£500Internet
Telephone
Branch
Post
Charity Instant0.80%£1,000Internet
Post
Charities, Clubs & Associations Account
(Postcode Restrictions apply)
0.75%
£1Branch
Post
Gross Account
(For Clubs and Charities based in Cumbria)
0.75%£25Branch
Post
Ethical Easy Access 0.75%£10,000Internet
Post

7 Day Notice Account

CompanyName of AccountAERMinimum DepositType of Account
Treasurers Account0.65%£10,000Branch
Post
Enterprise Account0.40%


0.25%
£10,000 - £500,000


£1,000 - £9,999
Branch
Post

30 Day Notice Account

CompanyName of AccountAERMinimum DepositType of Account
Community Deposit Maxi Account (1st Issue)
Available to clubs, associations and registered charities who are based in Nottinghamshire, Derbyshire or South Yorkshire.
1.40%£500Branch
Post
30 Day Business Notice
(Issue 4)
1.25%£5,000Post
1st Issue Business Saver0.90%
0.85%
0.80%
0.75%
£100,000+
£50,000+
£10,000+
£1,000+
Branch
Post
1st Issue Club Saver0.90%
0.85%
0.80%
0.75%
£100,000+
£50,000+
£10,000+
£1,000+
Branch
Post
Charity & Community Saver 35 (Issue 3)0.90%£1,000Post

60 Day Notice Account

CompanyName of AccountAERMinimum DepositType of Account
Charity 60 Day - Charities in LE and NN postcode areas1.25%£10,000Internet
Branch
Post
60 Day Notice Account
(Expected profit rate)
1.00%£250Internet
Telephone
Branch
Post
Advantage Account1.00%£10,000Branch
Post
60 Day Notice Account0.90%£1,000Post

90 Day Notice Account

CompanyName of AccountAERMinimum DepositType of Account
95 Day Business Savings Account
(Issue 4)
1.75%£10,000Internet
Telephone
Post
90 Day Notice Account
(Expected Profit Rate)
1.50%£250Internet
Telephone
Branch
Post
Charity 100d Notice Account1.50%£5,000Post
90 Day Business Notice (Issue 16)1.48%£5,000Post
100 Day Charities' Notice Savings Account
(Expected profit rate)
1.40%£50,000Telephone
Post
120 Day Notice Business Account1.25%£500Telephone
Branch
Post
120 Day Notice Business Account1.25%£500Telephone
Branch
Post
Business 125 - Day Saver Issue 11.25%£5,000Post
Charity & Community Saver 90
Issue 1
1.20%£1,000Post
90 Day Business Notice Account1.20%£1,000Post

6 Month Notice

CompanyName of AccountAERMinimum DepositType of Account
Charity 200d Notice Account1.55%£5,000Post
6 Month Charity Term Deposit


1.25%£25,000Telephone
Branch
6 Month Charity Term Deposit1.25%£25,000Telephone
Branch

12 Month Notice Account

CompanyName of AccountAERMinimum DepositType of Account
12 Month Fixed Rate Saver
Issue 2
1.40%£1,000Post

1 Year Fixed Rate

CompanyName of AccountAERMinimum DepositType of Account
Fixed Term Deposit
(Expected profit rate)
1.86%£1,000Internet
Telephone
Branch
Post
Charity 1 Year Bond1.75%£5,000Branch
Post
Business Term Deposit1.75%£5,000Telephone
Business Term Deposit1.75%£5,000Telephone
1 Year Business Bond
(Issue 30)
1.71%£5,000Post

2 Year Fixed Rate

CompanyName of AccountAERMinimum DepositType of Account
Fixed Term Deposit
(Expected profit rate)


2.17%£1,000Internet
Telephone
Branch
Post
Cambridge & Counties Bank2 Year Business, Trust and Charity Bond Issue 62.00%£10,000Internet
Post
Fixed Rate Deposit1.90%£1,000Branch
Post
2 Year Business Bond
(Issue 25)
1.81%£5,000Post
Charity 2 Year Bond1.80%£5,000Branch
Post

3 Year Fixed Rate

CompanyName of AccountAERMinimum DepositType of Account
Fixed Term Deposit
(Expected profit rate)
2.32%£1,000Internet
Telephone
Branch
Post
3 Year Business Bond
(Issue 16)
2.10%£5,000Post
Fixed Rate Deposit2.00%£1,000Branch
Post

Charity Deposit Accounts

If you’re a Charity and want to open a Charity deposit account, it’s essential that you shop around. When compared to personal savings accounts, Charity deposit accounts offer lower interest rates and a low number of accounts, making it the more important to research for the best rates.

Our Charity deposit account best buy tables, are independent and 100% unbiased.  The Charity deposit accounts on offer are, instant access, 7 day notice, 30 day notice, 60 day notice, 90 day notice, 6 month notice, 12 month notice, 1 year fixed, 2 year fixed and 3 year fixed rate deposit accounts.

Naturally, the longer your organisation ties up the capital invested in a Charity deposit account, the higher the interest rate. The rate can be boasted further by the amount of money invested in an account. A number of Charity savings accounts use an interest rate tiered structure. Before opening a Charity deposit account, you should consider the type of access you want from the account.

Applicable compensation scheme

The accounts featured in the above table are covered by a number of different compensation schemes.

For banks and building societies who are members of the Financial Services Compensation Scheme (FSCS) you should check whether your charity meets the qualifying criteria. The following information is taken from the FSCS website:

FSCS was set up mainly to assist private individuals, although some smaller businesses are also covered. Larger businesses are generally excluded, although there are some exceptions to this (for example for claims in respect of certain compulsory insurances). Our rules tell us which claims are eligible and form part of the FSA’s Handbook of rules and guidance, under Redress, Compensation.

As an indicative guide only, for the purposes of deposit and investment claims, smaller companies are protected. A smaller company must meet two of the following criteria (as set out in section 247 of the Companies Act 1985 or section 382 of the Companies Act 2006 as applicable):

  • Turnover: not more than £6.5 million
  • Balance sheet total: not more than £3.26 million
  • Total number of employees: not more than 50

The same levels of compensation apply whether the claimant is a private individual, small business, or a small company.

More information about the various compensation schemes can be found by clicking on the links below:

Financial Services Compensation Scheme
Isle of Man’s Depositors’ Compensation Scheme
Guernsey Banking Deposit Compensation Scheme
Eligible Liabilities Guarantee Scheme