Click on the name of the bank or building society for further information about the account.

Disclaimer: All rates are subject to change, please check with the bank or building society before investing.

Bank / Building Society

AER

Notice / Term

Minimum Required

Accepts a transfer

Account Opening

More details

3.60%

Age 18

£1


Telephone
Branch

3.45%

Age 18

£25


Telephone
Branch

3.25%

Age 18

£1


Branch
Santander

3.25%

Age 18

£1


Branch

3.25%

Age 18

£1


Branch
Post

3.15%

Age 18

£1


Internet
Telephone

3.00%

Age 18

£1


Internet
Branch

Learn more about Cash ISAs

Other Cash ISAs

All you need to know about the changes to ISAs

5 ways to take advantage of the new ISA rules

Junior Cash ISA

Junior ISAs (Individual Savings Accounts) were launched on 1st November 2011 aimed at encouraging children and parents to save.

Junior ISAs are available in two forms, Junior Cash ISA and Junior Investment ISA.

Junior Cash ISAs work in a similar way to deposit accounts with no tax deducted from the interest. Junior Investment ISAs allow savings to be invested in stocks and shares.

The maximum which can be contributed to a Junior ISA is £4,128 for the 2017/18 tax year. The limit is reviewed by the government each year. Contributions can be paid by parents, grandparents, guardians or other family members.

Junior ISAs can be taken out by any child under the age of 18, providing that they do not already have a Child Trust Fund. No money can be withdrawn until the child reaches the age of 18, at which time the savings can be surrendered or rolled over into an ‘adult’ ISA.