Click on the name of the bank or building society for further information about the account.

Disclaimer: All rates are subject to change, please check with the bank or building society before investing.

Bank / Building Society

AER

Notice / Term

Minimum Required

Accepts a transfer

Account Opening

More details


1.80%

None

£10


Branch
Post

1.65%

None

£1


Branch
Post

1.55%

None

£1


Branch
Post

1.50%

None

£1


Branch
Post
Santander

1.50%

None

£500


Internet
Branch

1.46%

None

£100


Internet

1.45%

None

£1


Internet

1.45%

None

£1


Internet

1.45%

None

£1


Internet

1.45%

None

£1,000


Internet

1.45%

None

£1


Branch
Post

1.44%

None

£1


Internet

Other Cash ISAs

Instant Access Cash ISA

Instant Access Cash ISAs (Individual Savings Accounts) are an ideal place to start saving as the interest received is tax-free.

Cash ISA accounts are available that allow you to save on a monthly basis or by investing a lump sum; however the amount you can save in ISAs is subject to a limit each tax year. You cannot carry over any unused allowance from one year to the next.

As with other types of savings accounts there are ISAs available that offer instant access, require you to give notice to withdraw your money or offer a fixed rate of interest for a period of time. Each option will offer a different rate of interest, typically the longer you tie up your money the better the rate of interest will be.

Instant Access Cash ISAs often offer an initial bonus rate to encourage you to open the account. After a prescribed period of time the bonus interest rate will come to an end and your rate will drop, often to an uncompetitive rate of interest. If your Instant Access Cash ISA has an initial bonus rate make sure you shop around when the bonus ends to make sure you are getting the most competitive rate possible.

We make it very clear on our tables whether an account includes a bonus rate or not.

Launched in April 1999, ISAs replaced Personal Equity Plans (PEPS) and the Tax-Exempt Special Savings Accounts (TESSAs). ISAs were designed to attract a wider audience and simplify savings and investments.