Oxbury Bank Personal 4 Year Bond Account – Issue 6
AER
Notice/Term
Minimum Required
Account Opening
4.31%
4 Years
£1,000
Internet
Fixed Rate Bonds – Approx 4 years
Disclaimer: The rates shown are for information purposes only. Although endeavours have been made to provide accurate and timely information, Investment Sense Ltd cannot be held responsible for any errors or omissions of the information supplied.
All rates are subject to change without notice, please check with the bank or building society before investing. With fixed term notice savings accounts you can’t usually withdraw your money until the notice term has ended. Penalties may apply.
Eligible deposits are protected by the Financial Services Compensation Scheme ‘FSCS’ up to a maximum level of £85,000 per person per registered institution.
Bank of London and the Middle East Premier Deposit Account (Anticipated Profit Rate)
You must have or open a BLME current account to hold funds pending investment. Expected profit rateAER
Notice/Term
Minimum Required
Account Opening
4.30%
4 Years
£1,000
Internet
Zopa 4 Year Fixed Term Savings
AER
Notice/Term
Minimum Required
Account Opening
4.30%
4 Years
£1,000
Internet
UBL UK 4 Year Fixed Term Deposit
AER
Notice/Term
Minimum Required
Account Opening
4.26%
4 Years
£2,000
Internet, Branch, Post, Mobile
United Trust Bank UTB 4 Year Bond
AER
Notice/Term
Minimum Required
Account Opening
4.25%
4 Years
£5,000
Internet
Cynergy Bank Fixed Rate Bond
AER
Notice/Term
Minimum Required
Account Opening
4.20%
4 Years
£1,000
Internet
Gatehouse Bank 4 Year Fixed Term Woodland Saver
Expected profit rateAER
Notice/Term
Minimum Required
Account Opening
4.10%
4 Years
£1,000
Internet
Fixed Rate Bonds – Approx 4 years
A Fixed Rate Bond is a type of savings account within which the rate of interest remains fixed for a set period of time and does not change during the duration of the fixed rate.
Bonds tend are generally available for periods of between one and five years, typically the longer your commit your savings for the higher the rate of interest. The Fixed Rate Bonds on this page have a term of four years.
Most Fixed Rate Bonds will only allow a single initial deposit upon opening of the account and will not accept further payments.
The majority of bonds do not allow early access, and savers should always read the terms and conditions to ensure that the account is suitable for their needs and they can afford to tie up their savings for the length of the fixed rate.
Fixed rate bonds are perfectly suited to savers who are interested in forward planning and getting a better rate of interest than is offered by other accounts.
There is a wide variety of bonds to choose from; however the best rates may only be available for a short period of time, meaning it is worthwhile regularly checking the market to ensure that you select the account with the most competitive rate of interest to invest into.
