Click on the name of the bank or building society for further information about the account.

Disclaimer: All rates are subject to change, please check with the bank or building society before investing.

Bank / Building Society

AER

Notice / Term

Minimum Required

Account Opening

More details


2.42%

36 Months

£1,000

Internet
Telephone
Branch
Post

2.40%

3 Years

£50

Internet

2.40%

3 Years

£1,000

Internet

2.40%

3 Years

£1,000

Branch
Post

2.40%

3 Years

£5,000

Internet

2.40%

3 Years

£10,000

Internet

2.40%

3 Years

£25,000

Internet

More savings accounts

Best Buy Savings Accounts

Accounts for SIPPs & SSASs

Accounts for businesses

Accounts for trusts

Fixed Rate Bonds – Approx 3 years

The Fixed Rate Bonds shown on this page have a term of three years, other terms of between one and five years are available, with the interest rate rising the longer a saver is prepared to tie up their savings.

A Fixed Rate Bond is a type of savings account within which the rate of interest remains fixed for a set period of time, and does not fluctuate with changes to the prevailing interest rates.

Nearly all Fixed Rate Bonds will allow a one off payment to open the bond with no additional deposits allowed during the term.

The majority of bonds do not allow early access and savers should always read the terms and conditions to ensure that the account opened is suitable for their needs.

Fixed Rate Bonds are an ideal way of maximising the interest rate, however careful forward planning is needed to make sure savings have not been tied up when they are needed.

There is a wide variety of bonds to choose from; however the best rates may only be available for a short period of time, meaning it is worthwhile regularly checking the market to ensure that you select the account with the most competitive rate of interest to invest into.

Interest from a Fixed Rate Bond is taxable, non tax payers can apply to have the interest paid without tax deducted but for all other tax payers 20% is deducted at source with higher rate tax payers liable for an additional amount.