Direct ISA
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Gross Interest Rate0.90%
Note: 0.10% from 24 November 2020
AERAs above


Method of opening accountInternet, Telephone
Minimum age of account holder16
Minimum deposit£1
Maximum depositThe maximum amount you can contribute to an ISA is £20,000 for tax year 2020/2021, all of which can be held in a Cash ISA
Contact details for opening08085 007 007
Go to NS&I Website
NS&I, Glasgow G58 1SB


Frequency interest paidAnnually
Interest fixed untilVariable
Details of any bonus ratesN/A
Minimum ongoing balance£1
Compound interest or paid into separate accountApplied to account

Closing/Accessing funds

Withdrawals allowedYes
How withdrawals are madeInternet, Telephone
Early access penaltiesNo
Notice requiredNo