M&S Cash ISA
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General

Gross Interest Rate3.75%
AER3.75%

Opening

Method of opening accountInternet, Telephone
Minimum age of account holder16
Minimum deposit£500
Maximum deposit£5,640 for tax year 2012/2013
Contact details for opening0808 002 2222
Go to M&S Website
Customer Services Department, Marks and Spencer Money, Kings Meadow, Chester, CH99 9FB

Ongoing

Frequency interest paidAnniversary
Interest fixed until3 years
Details of any bonus ratesN/A
Minimum ongoing balance£500
Compound interest or paid into separate accountApplied to account

Closing/Accessing funds

Withdrawals allowedYes
How withdrawals are madeTelephone, Post
Early access penaltiesYes
Notice requiredNo