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Bank / Building Society
Notice / Term
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Accounts for the Over 50’s
Traditionally Accounts for the over 50′s often provided a better interest rate than accounts that are more widely available, however as the number of banks and building societies offering these types of accounts has dwindled the interest rates have become less competitive.
However, if you are over the age of 50, these types of savings accounts are definitely worth a look, just to see if the rates are indeed better than other types of savings accounts.
As shown on the table above Savings Accounts for the over 50’s cover a wide range of savings options and are available as Cash ISAs (Individual Savings Accounts) as well as Notice and Fixed Rate accounts. They generally need a smaller initial deposit to be opened and are typically available to open in a variety of ways including by post, in a branch and over the internet.