Retirement Planning and Personal advice
Cash Flow Modelling
I am experienced in providing advice on the following areas:
- Retirement planning
- Investment planning
- Retirement income options
- Personal and business protection
I have worked in financial services for the past 26 years and have attained the Diploma in Financial Services (DipPFS) from the Personal Finance Society.
I advise on all aspects of retirement planning, investments, personal and business protection. I work extensively with clients who are building their pension funds now (through either personal pensions, SIPPs or SSASs) and also those who are retiring and taking benefits. During my career, I have worked with a wide variety of clients with varying needs.
When considering financial planning, my focus is on looking at the entire financial picture and providing a holistic solution.
After I graduated with an economics degree, I initially trained as an investment analyst and technician and have been authorised to give advice for the past 24 years.
Prior to joining Investment Sense, I worked as an IFA at Cooper Parry for over six years, advising clients on investments, pensions, personal and business protection. Typical clients were directors of owner managed businesses with diverse needs.
Before Cooper Parry, I worked for Pensioneer Trustee firms in Leicester, advising on suitable investments for pension schemes. As well as advising clients, I was responsible for researching funds and products for the best buy panel.
“I am writing to express my appreciation for the work carried out by you and your team at Investment Sense, what you have achieved over the last few years has made a substantial difference. Through Investment Sense my investment grew substantially and when I purchased an annuity this year my investment had grown by over 47.7%, the annuity was over 48% more than the initial quote which did not include a tax free lump sum the other differences were that the new guaranteed period was for ten years as opposed to five years initially and the most important was 50% spouse benefit where the initial quote there was no spouse benefit. So you can see I have benefited greatly from the all the increases and the good work done by your team.”
“It was good to get such better treatment after bad experience with previous adviser. My history and needs are quite complex so it was good to be treated so sensitively.”
“A potentially worrying situation made easy, painless and satisfactory. Many, many thanks to Bev.”
“I have every confidence in Mrs Bev Stoves.”
“I found Beverley to be extremely prompt and accurate with the information and advice she supplied.”
“Very good service from start to finish, would recommend you anytime.”
“I appreciated being treated like an intelligent person, thanks.”
“Bev was really efficient and helpful, I would recommend her to my friends.”
“Bev took the stress out of the annuity purchase.”
“I found Bev’s advice invaluable. I really appreciated her knowledge and competence which inspired confidence. I would recommend her anytime.”
“Well, a big thanks for all your helpful advice and running this all through so smoothly. Of all the financial groups I contacted you were far and away the most sensible & proactive, and able to communicate in non-geek-pension-speak.”
“Bev did well; she spent time researching and got an excellent final solution.”
“Thanks very much Bev, you made it all very easy, I will recommend you & your company anytime.”
“It was a relief to put my finances into the hands of someone I could trust implicitly to do the right thing for me.”
- CF8 – Certificate in Long-Term Care Insurance (CII)
- G60 – Pensions (CII)
- K10 – Retirement Options (CII)
- K20 – Pensions Investment Options (CII)
- G20 – Personal Investment Planning (CII)
- R02 – Investment Principles (CII)
- AFPC – Advanced Financial Planning Certificate (CII)
- R01 – Financial Services, Regulation and Ethics (CII)
- Dip PFS – Personal Finance Society Diploma (PFS)
- CF9 – Pensions Simplification (CII)
- G10 – Taxation and Trusts (CII)
- AF7 – Pension Transfers (CII)
Get in touch with Bev
|Direct dial||0115 933 8433|
|Mobile||07766 254 932|