Information, Advice, News & Views: Helping you make your money work harder

Here at Investment Sense we are passionate about making your money work harder for you and helping you to make better financial decisions.

So what do we offer?

  • Information. Including news and views on the issues that affect your finances,  interviews with leading industry figures, technical information, free guides and our own independent best buy savings tables, including our exclusive best buy table for SIPP deposit accounts
  • Independent Financial Advice. Whether face to face, or over the phone, our team of highly qualified and experienced Independent Financial Advisers can advise you on all aspects of your financial planning

Whether you use our website to find the information you need so you can make your own financial decisions, or you take advice from one of our highly qualified team of IFAs, we are here to help you, in a clear, transparent and fair way.

Investment Sense View

The tax advantages of holding a commercial property in a SIPP

Investing in commercial property might not be the first thing that springs to mind when you think about your pension. However, with a Self-Invested Personal Pension, or SIPP, you can do just that. Furthermore, investing in commercial property through a SIPP can allow you to ...

Could looking after the grandkids be the key to a boost in retirement income?

One in 10 grandparents is responsible for caring for grandchildren on a daily basis, according to research from Halifax. While you might feel that taking care of your grandchildren isn’t hard work, or is a natural part of life, it could also be the ...

Moving forward together: The importance of retirement planning as a couple

Talking about the future is natural in the early stages of a relationship. You have probably been involved in a conversation along the lines of: “Where is this going?” “When will we get married?” “Do we want to have children?” Hopefully, you made it through those discussions and ...

Financial education at a young age pays off

Research has shown that teaching children about money when they are young, is likely to lead to a better understanding of savings and the ability to delay gratification in order to meet a long-term savings goal (Source: MyBnk). How does early learning ...

Investment Sense News

Does coronavirus mean the end of cash?

The Access to Cash Review confirmed back in February that the UK was at a tipping point, predicting that we could be ‘virtually cashless’ by 2035, with ‘fewer than one in ten payments set to involve physical money by the end ...

How to make up a pension shortfall

Figures released last year confirmed that the average pension pot on retirement is just £61,897. The Guardian report confirmed that a fund of that size amounts to ‘an income of only £2,500 a year’. Add the State Pension to that – ...

Know your allowances for the 2020/21 tax year

We’re now a couple of months into a new tax year and it’s a perfect time to ensure you’re up to date with this year’s allowances. Some changes were made in the Budget earlier this year, and at the start of April, but due to ...

Is an Annuity a valid retirement option in 2020?

If you’re due to retire this year, you’ve no doubt been preparing for your life milestone for some time. This preparation might have included a look at the flexible retirement options introduced in 2015 and known collectively as Pension Freedoms. Pension Freedoms have been incredibly ...