Information, Advice, News & Views: Helping you make your money work harder

Here at Investment Sense we are passionate about making your money work harder for you and helping you to make better financial decisions.

So what do we offer?

  • Information. Including news and views on the issues that affect your finances,  interviews with leading industry figures, technical information, free guides and our own independent best buy savings tables, including our exclusive best buy table for SIPP deposit accounts
  • Independent Financial Advice. Whether face to face, or over the phone, our team of highly qualified and experienced Independent Financial Advisers can advise you on all aspects of your financial planning

Whether you use our website to find the information you need so you can make your own financial decisions, or you take advice from one of our highly qualified team of IFAs, we are here to help you, in a clear, transparent and fair way.

Investment Sense View

The tax advantages of holding a commercial property in a SIPP

Investing in commercial property might not be the first thing that springs to mind when you think about your pension. However, with a Self-Invested Personal Pension, or SIPP, you can do just that. Furthermore, investing in commercial property through a SIPP can allow you to ...

Could looking after the grandkids be the key to a boost in retirement income?

One in 10 grandparents is responsible for caring for grandchildren on a daily basis, according to research from Halifax. While you might feel that taking care of your grandchildren isn’t hard work, or is a natural part of life, it could also be the ...

Moving forward together: The importance of retirement planning as a couple

Talking about the future is natural in the early stages of a relationship. You have probably been involved in a conversation along the lines of: “Where is this going?” “When will we get married?” “Do we want to have children?” Hopefully, you made it through those discussions and ...

Financial education at a young age pays off

Research has shown that teaching children about money when they are young, is likely to lead to a better understanding of savings and the ability to delay gratification in order to meet a long-term savings goal (Source: MyBnk). How does early learning ...

Investment Sense News

7 of the best personal finance books to read in 2020

Whether you want to retire early, understand more about the key principles of investment, or learn how to ‘own the world’ there are personal finance books out there that can help. But which ones should you add to your reading list for 2020? Here’s your guide ...

Lifetime Allowance protection: Should you be applying?

The Lifetime Allowance (LTA) was introduced as part of ‘pension simplification’ in 2006. On 6 April 2006, known as A-day, broad changes were made to pension regulations, aligning the pension system under one set of tax rules, introducing the Annual Allowance, and the LTA. The LTA ...

The pros and cons of pension consolidation

You might have a single pension fund, one that you’ve been patiently paying into for the whole of your working life. But it’s more likely you’ll have several different pots by the time you retire. You might have private pensions or occupational schemes provided by ...

The pros and cons of a Lifetime ISA

The Lifetime ISA (LISA) first appeared in 2017, having been announced in the Budget the previous year. It would be fair to say that they got off to a slow start. Few banks and building societies were ready to offer them on launch day, with ...