Information, Advice, News & Views: Helping you make your money work harder

Here at Investment Sense we are passionate about making your money work harder for you and helping you to make better financial decisions.

So what do we offer?

  • Information. Including news and views on the issues that affect your finances,  interviews with leading industry figures, technical information, free guides and our own independent best buy savings tables, including our exclusive best buy table for SIPP deposit accounts
  • Independent Financial Advice. Whether face to face, or over the phone, our team of highly qualified and experienced Independent Financial Advisers can advise you on all aspects of your financial planning

Whether you use our website to find the information you need so you can make your own financial decisions, or you take advice from one of our highly qualified team of IFAs, we are here to help you, in a clear, transparent and fair way.

Investment Sense View

The tax advantages of holding a commercial property in a SIPP

Investing in commercial property might not be the first thing that springs to mind when you think about your pension. However, with a Self-Invested Personal Pension, or SIPP, you can do just that. Furthermore, investing in commercial property through a SIPP can allow you to ...

Could looking after the grandkids be the key to a boost in retirement income?

One in 10 grandparents is responsible for caring for grandchildren on a daily basis, according to research from Halifax. While you might feel that taking care of your grandchildren isn’t hard work, or is a natural part of life, it could also be the ...

Moving forward together: The importance of retirement planning as a couple

Talking about the future is natural in the early stages of a relationship. You have probably been involved in a conversation along the lines of: “Where is this going?” “When will we get married?” “Do we want to have children?” Hopefully, you made it through those discussions and ...

Financial education at a young age pays off

Research has shown that teaching children about money when they are young, is likely to lead to a better understanding of savings and the ability to delay gratification in order to meet a long-term savings goal (Source: MyBnk). How does early learning ...

Investment Sense News

Understanding pension death benefits

The pension fund you retire with will have been built up over years of hard work and saving. You’ll want to have enough money to enjoy your retirement but might also be thinking about the money you might leave behind to loved ones. What happens ...

Why recent FCA changes to DB scheme transfers won’t alter the advice we give

Last month the Financial Conduct Authority (FCA) announced changes to how advice should be given for Defined Benefit (DB) pension schemes. The main changes were around DB scheme transfers and the charges adviser firms can levy. The FCA hopes they will remove ‘obvious conflict of ...

ISAs: How to choose the right one for you

ISAs arrived on April 6, 1999, introduced by a government that hoped they would encourage people to save for the future. Since then they’ve become an increasingly popular means of saving and investing in a tax-efficient way. For many, 2020 so far has been financially ...

What is the State Pension triple lock and has the UK’s coronavirus debt left it vulnerable?

The State Pension triple lock was introduced by the coalition Government back in 2010. It was intended to help pensioners who had been suffering under the previous system – a State Pension that rose in line with the Retail Prices Index (RPI), often lower ...