Not made a will? Here’s the perfect solution

Not made a will? Here's the perfect solutionAre you one of the 51% of people in the UK who have not made a will? If you are, it’s probably on your to do list, and you’ve just not got around to it yet. In November, there’s a solution to this problem coming to a solicitor’s practice near you. Read on and we’ll explain all you need to know. But before we do, here are a few reasons why you should make a will: It’s the best way of confirming how you want your ...

6 things to think about before you open the ‘Bank of Mum & Dad’

girl with injured look after quarrelNew research from Legal & General has shown that more homebuyers than ever are relying on their parents, and indeed grandparents, to help fund the cost of their first or new home. In fact, if the ‘Bank of Mum & Dad’ were an actual bank of building society, it would be the 10th largest mortgage lender in the country. As house prices continue to rise, we know the temptation to help your children or grandchildren buy a home can be overwhelming. But, making a hasty decision based ...

Retirement: 6 things you must think about before giving money to your grandchildren

Series on money The introduction of Pension Freedom has combined, with the rising cost of university fees and house prices, to mean that a growing number of grandparents are giving money away to their grandchildren. Indeed, according to new research from LV=, the average grandparent has already given away £1,633 and plans to top this up with a further £2,938 in the future, with 1 in 20 having already given away over £10,000. Of the grandparents who have helped their grandchildren 25% took the money from their pension, potentially impacting on their ability ...

‘In the Spotlight’: Andy Bell on SIPPs and the future of retirement planning

Spotlight AJ BellIt is often said that the only constant in pensions is change. So far in 2014 we’ve seen more than our fair share and we’re still only half way through the year. So, who better to talk us through it all than Andy Bell, founder of AJ Bell, one of the UK’s largest SIPP operators with around 100,000 customers and just over £20 billion of funds under administration. Our Marketing Manager, Phillip Bray, posed the questions. Phillip Bray: You have a proposition for advisers as well as DIY investors, which has been ...