Guest blog: Property in a pension, why is it such a popular option?

City TrusteesIn their first guest blog for Investment Sense, City Trustees offer us a timely reminder why commercial property is a popular investment within a SIPP (Self-Invested Personal Pension). One of the core ingredients of a SIPP since 1989 has been commercial property, however this avenue has still been fairly underused. This type of investment should be more popular as it allows real value to be provided to business owners by their advisers in conjunction with accountants and solicitors. Some of the higher-value SIPPs we have within our own portfolio often result ...

SIPPs: Thinking of transferring to a new SIPP? 7 things you must consider

iStock_000012131139XSmallThe pace of change in the SIPP (Self-Invested Personal Pension) market can leave you feeling breathless. So far this year we’ve seen one SIPP provider freeze their fees for the next two two years (Liberty), another impose limits on commercial property purchase (Hornbuckle Mitchell), whilst a third has hiked fees for property purchase (Friends Life). At the same time, execution only SIPPs, Hargreaves Landsown, Best Invest and so on, have announced new charging structures following the ...

SIPPs: New restrictions on commercial property purchase in SIPPs?

iStock_000016457256_ExtraSmallSelf-Invested Personal Pensions (SIPPs) and commercial property purchase have gone hand in hand for many years, but at least one provider is imposing new limits. We look at whether this could signal the start of more restrictive rules and whether it buying a commercial property in a SIPP might be harder in months to come. SIPP commercial property purchase Need advice on your ...

SIPPs: Time costed fees, the case for the defence

In our latest Guest Blog, Martin Tilley, Director of Technical Services at Dentons, looks at why he believes time costed fees still have a place. With the number of SIPP (Self-Invested Personal Pension) providers increasing following the regulation of SIPP’s in 2007, the struggle to obtain / retain market share saw products becoming increasingly competitive. One of the ways an intermediary would ‘show added value’, was researching and finding the cheapest SIPP product on the market for their client’s needs. Cost ...