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Last updated 9th January 2012
Telephone: 0161 763 7070
Address: Liberty SIPP, The Exchange, Bank Street, Bury, BL9 0DN
Go to Liberty website
Literature Application Form
Key Features Document
Terms & Conditions
Investment Management Agreement
Property Questionnaire
Due Diligence Pack
Contribution Form
Income Drawdown Application Form
Capped Drawdown Application Form
Flexible Drawdown Application Form
Income Drawdown Terms & Conditions
Other ways to stay in touch with Liberty 
Charges
Charges are subject to VAT although shown excluding VAT
Initial/Set up fee £350
Annual fee £350
Transfer in fee £50 per transfer
Transfer out fee £175
In specie transfer out £175 plus £50 per asset
In-specie transfer in fee £50 per transfer
Income Drawdown Initial: None
Ongoing: None
No charge for mandatory pension reviews
No additional charge for Flexible Drawdown
Additional Income Drawdown fees £100 SIPP closure fee if pension is emptied under Flexible Drawdown within the first five years
Annuity purchase fee £50
Payment of death benefits fee £100
Other fees Bank account, other than those held with Royal Bank of Scotland, £0 initial charge, £35 annual charge
FSA regulated collective investment, e.g. unit trust, initial £50, annual £35
Overseas regulated or unregulated collective investment (Ucis) initial £125, annual £35
Nominee account, initial £75, annual £35
Policy assignments, £100 initial fee plus standard annual investment fee of £35
In specie contribution (excluding property), £50 plus investment charge
Purchase of unquoted shares, initial 2% of value, annual £250
Sale of unquoted shares, £200
Loan to third parties, initial £375, annual £200
Management
Access: Direct or via IFA Both
Online capability
Details
Permitted Investments
Commercial property Yes
Unit trusts & OEICS Yes all platforms allowed
External deposit accounts Yes, unrestricted access to all 'sippable' deposit accounts
Overseas listed stock and shares Yes, all stockbrokers allowed
UK listed stocks and shares Yes, all stockbrokers allowed
AIM shares Yes, all stockbrokers allowed
Gilts/corporate bonds Yes, all stockbrokers allowed
ETFs Yes, all stockbrokers allowed
Investment trusts Yes, all stockbrokers allowed
Discretionary management Yes, all stockbrokers allowed
National Savings & Investments Yes, all stockbrokers allowed
Unlisted shares Yes, only through an IFA
Structured products Yes
Trustee Investment Plans Yes
Insurance company funds Yes
Hedge funds Yes
Traded endowment plans Yes
Property purchase
Purchase fee £450 per property
Sale fee £250 per property
Annual property administration fee £400
VAT registration fee £100
VAT return fees £120 per year
Lease renewal / new lease fee None
Other fees Additional Liberty SIPP investor, initial £75 per member, annual £25 per member
Additional non Liberty SIPP investor initial £125 per investor, annual £50 per investor
Borrowing, initial £250 per SIPP, annual £50 per SIPP
SIPP Bank Account
SIPP bank account provider Royal Bank of Scotland
Current interest rate 0.25% above Bank of England base rate
100% of bank interest recieved is paid to the SIPP
Structure
Scheme trustees Liberty Trustees Ltd
Scheme administrator Liberty SIPP Ltd
Minimum contributions
Regular payments None
Transfers/Single Premiums None
Min additional None
Company Information
Ownership Privately owned
Year established 2007
Funds under management TBC
Number of SIPPs administered 1,000
Transfers
Accepts DB transfers? Yes, if IFA advised
Misc
Flexible Drawdown Offered Yes
Notes
