SIPPs: Interest rates on SIPP deposit accounts hold steady

Interest rates on SIPP deposit accounts hold steadyOur research shows that interest rates on SIPP deposit accounts have shown little change since last month. The table below shows the average of the top three most competitive interest rates for SIPP deposit accounts in each category and it’s clear that there has been little change for most types of accounts The lack of dramatic changes is perhaps to be expected in a market where new entrants are rare and at a time when Bank ...

The Global Month Ahead – An insight into April 2012

Global Month Ahead by 7IM - January 2012In our regular feature Seven Investment Management (7IM) look forward and assess what the month ahead might hold for the world's largest economies. Whether you are invested in the UK or overseas, in stocks and shares or fixed interest assets, read on to discover the latest insights from one of the UK's most respected investment managers. United Kingdom Outlook Issues Given that it has been only two months since the Monetary Policy Committee (MPC) voted to extend ...

Savings: 8 Cash ISA tips for the end of the tax year

Savings: 8 Cash ISA tips for the end of the tax year The end of the tax year is traditionally the time when savers make a mad scramble to use up their Cash ISA allowances for the current tax year. If you use Cash ISAs or think they might be for you, then before you make any final decisions read our top tips for getting the right Cash ISA at the end of the tax year. Tip 1: Use it or lose it This might sound obvious, but it’s probably the most important ...

Flexible Drawdown: How to choose the right provider

Flexible Drawdown: How to choose the right providerLast month we asked “How can Flexible Drawdown help you?” This month we offer some tips on choosing the right Flexible Drawdown provider. In our experience most people wanting Flexible Drawdown require the wider investment powers of a SIPP (Self Invested Personal Pension) so in many ways the question should be: “How do I choose the right SIPP provider for Flexible Drawdown?” We’ve previously written about the things you should consider when choosing a SIPP so ...

Using your pension to help your business – latest free seminar dates announced

"Using your pension to help your business" - latest free seminar dates announcedHave you ever been frustrated by your pension or felt that it could be working harder for you? Do you run your own business or plan to start one in the near future? If the answers are ‘yes’ then our SIPP seminars could be perfect for you. What will the seminar include? We believe that with some imagination and a bit of ‘left field’ thinking, both new and existing ...

Pensions: 7 things to do in the year before retirement

7 things to do in the year before retirementThe transition from work to retirement is a big step for most people and takes careful planning to make sure your finances are in good shape to give you what will hopefully be a comfortable retirement. But as you approach retirement what are the things you should be considering? What can you do to ensure you get that comfortable retirement? How should you arrange your finances? Our team of advisers are highly experienced in providing retirement ...

Everything you need to know about the “Granny Tax”

Everything you needed to know about the "granny tax"Up until lunchtime last Wednesday the term “Granny Tax” had rarely if ever been used, now everyone seems to have an opinion about it. “Granny Tax” was quickly trending on Twitter and with headlines like “Pensioners robbed”, “The great granny tax grab” and “Robbed”, there was no doubt what the newspapers thought. But what is the “Granny Tax”? How will it affect you? How much will it cost you? Read on to answer all ...

International Women’s Day: Networking event Friday 9th March “Talking business, helping 3rd world business”

International Women's Day Networking EventInternational Women’s Day is nearly here; join us to network and raise money to help women start a business in the third world. As businesswomen we wanted to do something this year to help women in the poorer parts of the world start their own business. What better way to do that than a networking event? Talk business and meet new contacts whilst raising money for Oxfam to help women in the third world start their own business. We really hope you can join us ...

Tax year end: 7 tax planning ideas

Tax year end: 7 tax planning ideasThe end of the tax year is only six short weeks away, which means it’s time to start doing those financial jobs we all mean to do during the year but always get left to the last minute. So what should you do before the end of the tax year? 1. Use ISA Allowances The perennial favourite idea at the end of the tax year, but it’s still a good one....

Buying a property in a SIPP? 7 hints & tips

Buying a commercial property in a SIPP? 7 hints & tipsWe've recently seen a rise in the number of enquiries we get from people looking to buy commercial property in a SIPP. We therefore asked the Investment Sense SIPP team (pictured below) to come up with a few hints and tips to help you make the right decisions. 1. No residential property We still get the occasional enquiry from people wanting to put residential property, usually a holiday home, in a SIPP. Residential ...
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