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Click on the name of the bank or building society for further information about the account.
| Company | Name of Account | Gross Interest Rate | AER | Notice Period | Minimum Deposit | Type of Account |
|---|---|---|---|---|---|---|
 | 1st Issue 45 Day Notice Cash ISA | 3.10% | 3.10% | 45 Day | £35,000 | Internet, Telephone, Branch, Post |
 | Cash ISA | 3.00% | 3.00% | 30 Day | £35,000 | Branch, Post |
 | Internet 60 Day Notice ISA Issue 1 | 2.75% | 2.75% | 60 Day | £1,000 | Internet |
 | 90 Day Cash ISA | 2.70% | 2.70% | 90 Day | £10 | Branch, Post |
Notice Cash ISAs, that accept transfers, allow you to move your existing ISA to another provider.
Interest rates often change, especially if an introductory bonus ends. It can be beneficial to shop around and certainly pays to regularly review the interest rate that you are getting in your ISA and consider transferring to a different ISA to obtain a more competitive rate.
The Notice Cash ISA could be the best option if you are looking for a better rate of interest than you get with an instant access Cash ISA and are happy to wait for a short period of time before you can withdraw your savings.
Unlike Instant Access Cash ISAs, Notice Cash ISAs require a notice period should you wish to withdraw money. This means you might have to plan ahead, should you wish to withdraw any savings.
The key benefit of investing in a Cash ISA is that interest is tax free; however there is a limit of £5,340 that can be invested each tax year. There is however no limit that your savings can grow to within an ISA or on the amount you can transfer between ISAs.
You can save up to £5,340 tax-free every financial year win a Cash ISA. However, if you don’t use your yearly allowance, you won’t be able to roll the allowance into the next financial year. So, to get maximum results, you should try to put away as much as you can afford each year.
