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Click on the name of the bank or building society for further information about the account.
| Company | Name of Account | Gross Interest Rate | AER | Notice Period | Minimum Deposit | Type of Account |
|---|---|---|---|---|---|---|
 | Chiltern Gold Nuggets | 3.50% | 3.50% | None - 1 Penalty Free Withdrawal Per Year | £500 | Branch, Post |
 | Internet Access ISA | 3.05% | 3.05% | None | £500 | Internet |
 | Bonus ISA Issue 2 | 3.05% | 3.05% | Two penalty free and without notice withdrawals are permitted per year | £1 | Branch |
 | Cash ISA | 3.00% | 3.00% | None | £1 | Internet, Telephone |
 | Cash ISA Reward | 3.00% | 3.00% | None | £100 | Post |
 | Brighter ISA Issue 9 | 3.00% | 3.00% | None | £5,340 | Post |
 | Easy Access Cash eISA | 2.85% | 2.85% | None | £1 | Internet |
Instant Access Cash ISAs are an ideal place to save as the interest received is tax-free.
Accounts are available that allow you to save on a monthly basis or a lump sum, however the maximum that you can save in any financial year is £5,340.
As with other types of savings accounts there are ISAs available that offer instant access, require you to give notice to withdraw your money or offer a fixed rate of interest for a period of time. Each option will offer a different rate of interest.
Formed in April 1999, ISAs replaced the earlier Personal Equity Plans and the Tax-Exempt Special Savings Accounts. ISAs were predominately manufactured to attract a wider audience thanks to their tax-free situation and substantial rates of interest.
