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	<title>Investment Sense</title>
	<link>http://www.investmentsense.co.uk</link>
	<description>Independent Financial Advice (IFA) Nottingham &#124; Best Buy Savings   Tables &#124; ISA&#039;s &#124; Pension Annuity Calculator</description>
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		<title>Housing round up: Buy to let mortgage availability rises, NewBuy scheme launched</title>
		<description><![CDATA[The latest house price survey shows a small fall, whilst the buy to let market continues to boom, especially in Nottingham and the East Midlands as the number of buy to let mortgages available rises. In other news the government has announced more details on the NewBuy scheme designed to help kick start the housing [...]]]></description>
		<link>http://www.investmentsense.co.uk/housing-round-up-buy-to-let-mortgage-availability-rises-newbuy-scheme-launched/</link>
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		<title>The Global Month Ahead &#8211; An insight into February 2012</title>
		<description><![CDATA[In our regular feature Seven Investment Management (7IM) look forward to what the month ahead might hold for the world&#8217;s largest economies. United Kingdom Outlook Issues The middle of February is when the Bank of England releases its quarterly Inflation Report. In the latest report, we should see the continued assertion of a drop in [...]]]></description>
		<link>http://www.investmentsense.co.uk/the-global-month-ahead-an-insight-into-february-2012/</link>
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		<title>NewBuy mortgage guarantee scheme unveiled</title>
		<description><![CDATA[More information has been released about the government’s mortgage guarantee scheme. First trailed last year as part of a package of measures announced by the government, the NewBuy mortgage guarantee scheme, as it is now known, is aimed at kick starting the housing market, which has been subdued for some time. The housing minister, Grant [...]]]></description>
		<link>http://www.investmentsense.co.uk/newbuy-mortgage-guarantee-scheme-unveiled/</link>
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		<title>Call for joint life Annuities to be default option</title>
		<description><![CDATA[An Annuity provider has called for joint life Annuities to be the default option for married couples. The Annuity provider Partnership, are lobbying Government ministers to change the current situation where in the absence of any other decision a single life Annuity is provided, despite the fact that there may be a dependent spouse. Spouse’s [...]]]></description>
		<link>http://www.investmentsense.co.uk/call-for-joint-life-annuities-to-be-default-option/</link>
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		<title>2012, a year of challenges for the SIPP market</title>
		<description><![CDATA[As savers and investors seek greater control over their retirement planning SIPPs (Self Invested Personal Pensions) have become more and more popular. However, on the back of increased FSA scrutiny 2012 is likely to be a year of considerable change in the SIPP market with SIPP providers facing a range of challenges. We’ve spoken to [...]]]></description>
		<link>http://www.investmentsense.co.uk/2012-a-year-of-challenges-for-the-sipp-market/</link>
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		<title>6 tips for buy to let investors</title>
		<description><![CDATA[The rental market is booming. Tight mortgage lending criteria is making it harder for house buyers to get a mortgage and saving the deposit required by most first time buyers these days is tougher than it’s ever been. As a result the buy to let market has seen something of resurgence, monthly rents are rising [...]]]></description>
		<link>http://www.investmentsense.co.uk/6-tips-for-buy-to-let-investors/</link>
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		<title>Housing round up: Mortgage arrangement fees rise by £600</title>
		<description><![CDATA[This week&#8217;s housing round up includes news that the housing market remains stagnent, whilst lenders are pushing up mortgage arrangement fees and in some cases interest rates. Are you looking for mortgage advice? Contact Linda Wood today:  0115 933 8433 linda.wood@investmentsense.co.uk Online enquiry form Mortgage fees rise by £600 House buyers with the largest deposits [...]]]></description>
		<link>http://www.investmentsense.co.uk/housing-round-up-mortgage-arrangement-fees-rise-by-600/</link>
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		<title>Two year Auto Enrolment delay</title>
		<description><![CDATA[The government this week announced a further delay in its Auto Enrolment program, meaning many workers will have to wait for much needed employer pension contributions. Auto enrolment delay Originally the government had intended that the Auto Enrolment program, which will force both employees and employers to contribute to a work place pension, would have [...]]]></description>
		<link>http://www.investmentsense.co.uk/two-year-auto-enrolment-delay/</link>
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		<title>Disappointed by low Annuity rates, but need the income? Read on for an alternative</title>
		<description><![CDATA[Any pension Annuity comparison will show how far Annuity rates have dropped in recent months. Statistics showing that Annuity rates have fallen in each of the past four years and by around 40% over the past 16 years emphasise the point still further. The Annuity problem Whilst buying an Annuity when rates are low is understandably [...]]]></description>
		<link>http://www.investmentsense.co.uk/disappointed-by-low-annuity-rates-but-need-the-income-read-on-for-an-alternative/</link>
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		<title>Buy now or later? When is the right time to buy your Annuity?</title>
		<description><![CDATA[We are often asked when the right time to buy an Annuity is. As you approach retirement, more and more questions will pop into your head: Should I wait until I actually retire? Should I buy my Annuity now? If I wait will Annuity rates have fallen further? If I buy now will Annuity rates [...]]]></description>
		<link>http://www.investmentsense.co.uk/buy-now-or-later-when-is-the-right-time-to-buy-your-annuity/</link>
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