Should I stay or should I go? Our favourite places to retire overseas

It was way back in 1981 when The Clash wrote their only number one hit single ’Should I stay or should I go?’ If you queued up in the record shops as a 20-something punk, you are probably now of an age where your thoughts are turning towards your retirement. How time flies! Nearly four decades later though, many would-be retirees are asking themselves the same question, albeit this time, it’s about where they should live in their retirement. In fact, new research has found that 1 in 10 over-50s are considering ...

Not made a will? Here’s the perfect solution

Not made a will? Here's the perfect solutionAre you one of the 51% of people in the UK who have not made a will? If you are, it’s probably on your to do list, and you’ve just not got around to it yet. In November, there’s a solution to this problem coming to a solicitor’s practice near you. Read on and we’ll explain all you need to know. But before we do, here are a few reasons why you should make a will: It’s the best way of confirming how you want your ...

Bank of Mum & Dad helping to keep children afloat with ‘living inheritances’

Bank of Mum & Dad helping to keep children afloat with ‘living inheritances’It is well known that the ‘Bank of Mum & Dad’ has turned into one of the UK’s largest lenders, helping thousands of first-time buyers get on to the housing ladder. However, new research has shown just how helpful it has been in keeping Generations X and Y financially afloat. For the uninitiated, Generation X is a term used to group people born between the mid-1960s and mid-1970s, with Generation Y broadly covering the following 10-year period. Financial gifting is ...

Why savers could be mistaken for ignoring Cash ISAs

Why savers could be mistaken for ignoring Cash ISAs Once a firm favourite among savers, new figures from HM Revenue & Customs (HMRC) suggest that the humble Cash ISA is being neglected. As interest rates remain low, the amount of money being paid into Cash ISAs has fallen by a third, despite an all-time high annual allowance of £20,000. With more choice than ever for savers, many are instead opting to store their money in: Stocks & Shares ISAs Traditional savings accounts High interest current accounts The introduction of the Personal Savings Allowance ...