Savings: Do you save more or less than the average family?

iStock_000007329749MediumMost people like to know how they compare to others, so when it comes to saving money each month, do you put away more or less than the average amount? Legal & General have surveyed 625 families all with children under the age of 10 for their ‘Nearest and dearest families facing tomorrow’ report. The results make fascinating reading:   Our advisers can help you get your savings working harder ...

Guest blog: Assessing the pudding before the eating

DentonsMartin Tilley, Director of Technical Services at Dentons, looks at how you can assess the quality of service they can expect to receive if they move SIPP (Self-Invested Personal Pension) provider. How do you know you’re not jumping out of the frying pan into the fire? When entering a restaurant, and selecting a dish, a patron will have some idea of what should be served to up to them by reference to the menu, but their satisfaction will only be confirmed once they have sampled the dish and experienced the quality of ...

Guest Blog: Why the ‘Guidance Guarantee’ won’t replace advice

MGM AdvantageIn his first Guest Blog for Investment Sense, Andrew Tully, Pensions Technical Director at MGM Advantage, looks at the latest Government initiative to help people make better choices when they retire. How will it work? Will you be entitled to it? How will it benefit you? Read on as Andrew explains all you need to know. The Chancellor’s 2014 Budget delighted many by giving people the ultimate flexibility in when and how to take their pension savings after April 2015. Many of the headlines have concentrated on the fantastic freedom ...

Buy to Let: Which towns and cities give the best Buy to Let returns?

Which towns and cities give the best Buy to Let returns 150pxA combination of low interest rates, rising house prices, nervousness about retirement and a distrust of pensions, has led to another buy to let boom. If you are thinking of jumping on the bandwagon, where is the best place to buy an investment property? A new survey reveals all. Buy to let yields The most successful buy to let investors base their choice of property and location on the yield they will receive. The simplest way to calculate the yield is to compare ...