2012, a year of challenges for the SIPP market

2012, a year of challenges for the SIPP marketAs savers and investors seek greater control over their retirement planning SIPPs (Self Invested Personal Pensions) have become more and more popular. However, on the back of increased FSA scrutiny 2012 is likely to be a year of considerable change in the SIPP market with SIPP providers facing a range of challenges. We’ve spoken to leading SIPP providers to get their views on what the next 12 months might hold for the SIPP industry, ...

6 tips for buy to let investors

6 tips for buy to let investorsThe rental market is booming. Tight mortgage lending criteria is making it harder for house buyers to get a mortgage and saving the deposit required by most first time buyers these days is tougher than it’s ever been. As a result the buy to let market has seen something of resurgence, monthly rents are rising and in many areas the demand for rental property is outstripping supply. Lower property prices have also tempted many would be landlords to dip their ...

Housing round up: Mortgage arrangement fees rise by £600

Mortgage arrangement fees rise by £600This week's housing round up includes news that the housing market remains stagnent, whilst lenders are pushing up mortgage arrangement fees and in some cases interest rates. Are you looking for mortgage advice?...

Two year Auto Enrolment delay

Two year Auto Enrolment delayThe government this week announced a further delay in its Auto Enrolment program, meaning many workers will have to wait for much needed employer pension contributions. Auto enrolment delay Originally the government had intended that the Auto Enrolment program, which will force both employees and employers to contribute to a work place pension, would have been fully rolled out by 2016. Auto Enrolment was supposed to help those people who had not yet save enough for their retirement, by forcing employers to contribution on their ...