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Here at Investment Sense we are passionate about making your money work harder for you and helping you to make better financial decisions.

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Investment Sense View

Guest Blog: Why the latest FOS ruling isn’t a ‘game changer’ for SIPP providers

Guest Blog AJ Bell 150pxIn his first Guest Blog for Investment Sense Gareth James, Technical Resources Manager at AJ Bell, looks at the latest ruling from the Financial Ombudsman Service, which has divided the Self-Invested Pension industry. It was with a slight sense of trepidation ...

Automatic Enrolment: 7 questions (and the answers!) your staff will definitely ask you

Automatic Enrolment: 7 questions (and the answers!) your staff will definitely ask youEven at the best of times most people find pensions confusing. Throw in a new type of pension, Automatic Enrolment, as well as the constant changes to the system and you have the potential ...

Protection: Is there really any excuse for being a parent and having no life cover?

iStock_000016395581SmallMost parents would agree that having children has changed their perspective on life. It also changes our financial priorities; no longer do we just have ourselves to look after, our children will be financially dependent on us for many years to come....

ISAs: Interest rates slashed, so where can you find the best deals? Here’s our favourite six

ISAs: Interest rates slashed, so where can you find the best deals? Here’s our favourite sixThe improvements made in the Budget were supposed to reinvigorate Cash ISAs, but leading banks and building societies seem to be doing their best to undermine the changes. Cast your mind back to ...

Investment Sense News

SIPPs: Taylor Patterson cut fees for SIPP property transfers

SIPPs: Taylor Patterson cut fees for SIPP property transfersMany investors, often because of poor service, which is unfortunately becoming increasingly common, lack of flexibility or high are now considering moving to a new SIPP provider. Transferring your SIPP (Self-Invested Personal Pension) generally incurs costs; exit fees, ...

Harlequin Property update: Investors face compensation delays

Update Harlequin 150pxHarlequin Property investors seeking compensation look to be facing additional delays after an announcement from the Financial Services Compensation Scheme (FSCS). According a notice published on their website, the FSCS has seen a significant rise in the number of complaints relating to Harlequin Hotels ...

Automatic Enrolment: Pensions Regulator continues clampdown on non-compliant firms

Auto EnrolmentAny employers who think they can get away without complying with the Automatic Enrolment rules should think again, after further evidence emerged that the regulator will clamp down heavily on uncompliant employers. The Pensions Regulator will now publish quarterly updates showing how many times it ...

SIPPs: FCA announce final rules – victory on commercial property, but higher fees for some SIPP investors?

FailedIt’s been nearly two years since the Financial Services Authority (FSA) issued a paper proposing new regulatory capital requirements for SIPP (Self-Invested Personal Pension) providers. Since then we’ve had a prolonged period of consultation, numerous delays, a change in regulator and much debate over how ...