Information, Advice, News & Views: Helping you make your money work harder

Here at Investment Sense we are passionate about making your money work harder for you and helping you to make better financial decisions.

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  • Information. Including news and views on the issues that affect your finances,  interviews with leading industry figures, technical information, free guides and our own independent best buy savings tables, including our exclusive best buy table for SIPP deposit accounts

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Whether you use our website to find the information you need so you can make your own financial decisions, or you take advice from one of our highly qualified team of IFAs, we are here to help you, in a clear, transparent and fair way.

Investment Sense View

Automatic Enrolment: Why it probably won’t give you enough income to retire

My FutureThere’s no doubt that, on the face of it, Automatic Enrolment has been a success, with six million new workers now contributing to a pension and 95% of employers complying with the new rules (Source: BBC, July 2016). However, scratch below the surface and the ...

Do you have unrealistic retirement expectations?

Performance evaluation paper with smileysPredicting your income in retirement is tricky at the best of times, even with the help of a financial adviser it can be fraught with difficulties. The results of research conducted by Consumer Intelligence on behalf of Investec Wealth & Investment are ...

Why SIPP cash savers are facing a perfect storm

There’s no getting away from it, over the past few years, since the financial crisis of 2008, life has been hard for savers. Government and Bank of England policy has mean that interest rates have hit record lows and show no sign of increasing, whilst inflation ...

Retirement: Annuity rates drop following Brexit decision

Brexit exit emergencyAs the political fallout from Brexit continues with almost daily resignations, the effects on your personal finances are starting to filter through. One of the key groups who will feel an almost immediate effect are those people approaching retirement. Decision time As you get nearer to ...

Investment Sense News

Auto Enrolment: Millions more now in workplace pensions

Automatic Enrolment_newNew figures have shown that more than six million employees have now been automatically enrolled into workplace pensions. Furthermore, in boost to the scheme, 95% of employers are complying with the new rules. But despite this, there are still concerns that workers are not paying enough into ...

Sharp rise in retired renters

The difficulties younger people face when trying to get onto the housing ladder are well documented. Rising house prices, and tighter mortgage lending criteria, have combined to push the average age of a first time buyer well past 30, consequently younger people are staying in the ...

Two more Buy to Let lenders in the firing line

Time concept: arrows in Hourglass target on wall backgroundFollowing a recent court ruling, which saw West Bromwich Building Society forced to refund over £27 million to Buy to Let investors, two other mortgage lenders are now facing legal action. Buy to let investors who have mortgages ...

Suffolk Life buys EPM

Close-up image of a firm handshake between two colleaguesLast month we reported that European Pensions Management Ltd (EPML) had gone into administration. It has now been revealed that EMPL has been acquired by Suffolk Life, which itself was bought by Curtis Banks in January of this ...