Information, Advice, News & Views: Helping you make your money work harder
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Whether you use our website to find the information you need so you can make your own financial decisions, or you take advice from one of our highly qualified team of IFAs, we are here to help you, in a clear, transparent and fair way.
Investment Sense View
We often get phone calls from people wanting to use their pension to help start a business, or indeed plough money into an existing business, which is often facing financial difficulties.
In fact, we’ve seen an increase in the number ...
In the week when economists at the Royal Bank of Scotland advised investors to sell equities (stocks and shares) and predicted global meltdown, we thought we would take a look at some of the key rules of investing.
Before we do ...
New figures from the Financial Conduct Authority (FCA), show that in the three months to September 2015, over 120,000 ‘cashed in’ their pension pot and withdrew every penny they had.
For some people this ...
The Christmas period may have distracted many savers, from the fact that their savings will now receive a lower level of protection, than was previously the case.
From 1st January 2016, savings will only be covered up to £75,000 per person, per authorised institution by ...
Investment Sense News
It was Benjamin Franklin who said: "In this world nothing can be said to be certain, except death and taxes."
Whilst you can't cheat the former, it may be tempting to try and avoid the latter. However, if you ...
The number of people declaring themselves to be insolvent has fallen to the lowest for 10 years.
The figures, released by the Insolvency Service, show that the number of people who were declared insolvent in 2015 fell by 19%, compared to 2014, to 79,965.
This is the ...
With George Osborne’s Budget set for 16th March, speculation is rife that following a Treasury led enquiry into how pensions are taxed, the system of tax-relief, designed to encourage savers, could be set for a significant overhaul.
Paying into ...
New figures show that thousands of people have taken advantage of Pension Freedom and withdrawn all the money from their pension pot.
Pension Freedom was announced by George Osborne in 2014 and came into effect in April 2015. The ...