Information, Advice, News & Views: Helping you make your money work harder

Here at Investment Sense we are passionate about making your money work harder for you and helping you to make better financial decisions.

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  • Information. Including news and views on the issues that affect your finances,  interviews with leading industry figures, technical information, free guides and our own independent best buy savings tables, including our exclusive best buy table for SIPP deposit accounts

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Whether you use our website to find the information you need so you can make your own financial decisions, or you take advice from one of our highly qualified team of IFAs, we are here to help you, in a clear, transparent and fair way.

Investment Sense View

Pensions: 3 reasons why you shouldn’t use your pension to fund your business

Pension Retirement Income compensation Office Business Concept We often get phone calls from people wanting to use their pension to help start a business, or indeed plough money into an existing business, which is often facing financial difficulties. In fact, we’ve seen an increase in the number ...

7 golden rules of investing

7 golden rules of investing 150pxIn the week when economists at the Royal Bank of Scotland advised investors to sell equities (stocks and shares) and predicted global meltdown, we thought we would take a look at some of the key rules of investing. Before we do ...

Retirement: Thinking of raiding your pension pot? 10 things you need to know

Thinking of raiding your pension pot 10 things you need to know 150pxNew figures from the Financial Conduct Authority (FCA), show that in the three months to September 2015, over 120,000 ‘cashed in’ their pension pot and withdrew every penny they had. For some people this ...

Savings: Three problems for savers as compensation limit is cut

FSCS logoThe Christmas period may have distracted many savers, from the fact that their savings will now receive a lower level of protection, than was previously the case. From 1st January 2016, savings will only be covered up to £75,000 per person, per authorised institution by ...

Investment Sense News

10 things a promoter of tax avoidance schemes won’t always tell you

tax fraud round orange grungy vintage isolated stamp It was Benjamin Franklin who said: "In this world nothing can be said to be certain, except death and taxes." Whilst you can't cheat the former, it may be tempting to try and avoid the latter. However, if you ...

Insolvencies fall to a 10-year low

BankruptcyThe number of people declaring themselves to be insolvent has fallen to the lowest for 10 years. The figures, released by the Insolvency Service, show that the number of people who were declared insolvent in 2015 fell by 19%, compared to 2014, to 79,965. This is the ...

Pensions: Tax-relief to be changed? The action you should take now

Multi-Ethnic Group of People and Action ConceptWith George Osborne’s Budget set for 16th March, speculation is rife that following a Treasury led enquiry into how pensions are taxed, the system of tax-relief, designed to encourage savers, could be set for a significant overhaul. Pension tax-relief Paying into ...

Retirement: Thousands ‘cash in’ their pensions

Folders with the label Retirement Plan and PensionNew figures show that thousands of people have taken advantage of Pension Freedom and withdrawn all the money from their pension pot. Pension Freedom was announced by George Osborne in 2014 and came into effect in April 2015. The ...