Information, Advice, News & Views: Helping you make your money work harder
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Information. Including news and views on the issues that affect your finances, interviews with leading industry figures, technical information, free guides and our own independent best buy savings tables, including our exclusive best buy table for SIPP deposit accounts
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Investment Sense View
There’s no doubt that, on the face of it, Automatic Enrolment has been a success, with six million new workers now contributing to a pension and 95% of employers complying with the new rules (Source: BBC, July 2016).
However, scratch below the surface and the ...
Predicting your income in retirement is tricky at the best of times, even with the help of a financial adviser it can be fraught with difficulties.
The results of research conducted by Consumer Intelligence on behalf of Investec Wealth & Investment are ...
There’s no getting away from it, over the past few years, since the financial crisis of 2008, life has been hard for savers.
Government and Bank of England policy has mean that interest rates have hit record lows and show no sign of increasing, whilst inflation ...
As the political fallout from Brexit continues with almost daily resignations, the effects on your personal finances are starting to filter through.
One of the key groups who will feel an almost immediate effect are those people approaching retirement.
As you get nearer to ...
Investment Sense News
As expected, the Bank of England has cut the base rate of interest from 0.5% to 0.25%.
As the chart below shows, this is the cut is the first change in seven years and takes interest rates to a new, all time, ...
New figures have shown that more than six million employees have now been automatically enrolled into workplace pensions. Furthermore, in boost to the scheme, 95% of employers are complying with the new rules.
But despite this, there are still concerns that workers are not paying enough into ...
The difficulties younger people face when trying to get onto the housing ladder are well documented.
Rising house prices, and tighter mortgage lending criteria, have combined to push the average age of a first time buyer well past 30, consequently younger people are staying in the ...
Following a recent court ruling, which saw West Bromwich Building Society forced to refund over £27 million to Buy to Let investors, two other mortgage lenders are now facing legal action.
Buy to let investors who have mortgages ...