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Investment Sense View
The high profile WASPI (Women Against State Pension Increases) campaign has highlighted the confusion many people have over their state pension, especially the date from when it will be paid.
Now, research from Aegon has revealed a similar lack of knowledge in relation to the ...
New research shows that some people are being hit with surprise tax bills, when they use new rules to take money from their pensions.
The report, from Citizens Advice, considered 500 people who had taken money from their pension; 9% had a surprise tax ...
Following the decision by the Bank of England to cut base rate to 0.25%, whilst at the same time, offering additional financial support to banks and other lenders, we look at who are the main winners and losers after the change.
Some existing ...
There’s no doubt that, on the face of it, Automatic Enrolment has been a success, with six million new workers now contributing to a pension and 95% of employers complying with the new rules (Source: BBC, July 2016).
However, scratch below the surface and the ...
Investment Sense News
New figures reveal that that our love affair with ISAs continues, despite low interest rates, which show no sign of increasing anytime soon.
The figures, published by HMRC, show that:
The number of ISAs taken out in the 2015/16 tax year fell slightly, to ...
New research has shown that young people are finding it harder than ever to build up savings.
According to the Pension and Lifetime Savings Association young people, aged 18 – 35, want to save but find their ability to save “curbed by short term necessity”.
The research ...
New research has shown that millions of UK families have debt problems, with 1.6 million suffering from extreme debt.
The report, called ‘Britain in the red’ and published by the TUC and Unison, found that between 2012 and 2015 the total ...
As expected, the Bank of England has cut the base rate of interest from 0.5% to 0.25%.
As the chart below shows, this is the cut is the first change in seven years and takes interest rates to a new, all time, ...