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Investment Sense View

‘In the Spotlight’: The latest on pension freedoms from Andy Bell

Spotlight AJ Bell As a follow up to our interview with AJ Bell founder Andy Bell earlier this month, we’ve managed to secure a little more of Andy’s time to discuss his views on the Government’s response to the consultation on the post- April 2015 ...

Automatic Enrolment: 9 myths which could damage your business

Automatic Enrolment:  9 myths which could damage your businessWe’ve all seen the adverts on television with Theo Paphitis, Nick Hewer and Karren Brady telling us that “they’re in”. Whilst these adverts are certainly memorable, which is after all their intention; they tell employers nothing ...

Pensions: Government updates and tweaks pension changes

Government confirms pension changesThe changes to your pension, announced in the Budget earlier this year, took everyone by surprise. After a period of consultation the Government has now started to release the final proposals, which will come into effect from April 2015. So what will change? How ...

SIPPs: Providers split on whether investment choice should be restricted

Providers split on whether investment choice should be restrictedSelf-Invested Personal Pensions (SIPPs) are popular with investors mainly because of the investment flexibility they offer, compared to other forms of pension. However, regulators have warned that some investors, as well as unscrupulous advisers and salespeople, are taking ...

Investment Sense News

State Pension: Benefits for deferral cut by half

State Pension: Benefits for deferral cut by halfThe Government has announced that from April 2016, the increased State Pension given to people who decide to defer retirement will be cut by almost 50%. Currently, people who defer taking their State Pension can choose to receive a ...

Annuities: Why shopping around for the best rate is still important

Why shopping around for the best rate is still importantSince the Budget, when it was announced that from April 2015 people will have complete access to their pensions once they hit 55, the press has been awash with stories that Annuities are dead. Many experts, including ...

SIPPs: Warning for investors as complaints rise

SIPPs: Warning for investors as complaints riseThe Financial Services Compensation Scheme (FSCS) has reported a rise in the number of complaints relating to SIPPs (Self-Invested Personal Pensions) and at the same time has issued a warning to investors. The FSCS compensates investors for poor advice, when ...

State Pension: More than 50% of people unaware of State Pension changes

iStock_000003696929SmallNew research has shown that staggeringly over 50% of the UK population is unaware of changes to the State Pension and more importantly how it will affect them. Even more worryingly, the survey conducted ...