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Investment Sense View

Retirement: Annuity rates drop following Brexit decision

Brexit exit emergencyAs the political fallout from Brexit continues with almost daily resignations, the effects on your personal finances are starting to filter through. One of the key groups who will feel an almost immediate effect are those people approaching retirement. Decision time As you get nearer to ...

Savings: Brexit to trigger nightmare scenario?

frightened couple at homeSince the EU Referendum result was announced, much of the focus has been on the reaction of the world’s stock markets. So far, despite a brief period immediately following the vote to leave the EU, the markets have been relatively benign. However, the ...

Brexit: Keep calm and carry on

exit from the eurozoneIt’s true to say that, whichever way you voted, In or Out, most of us were surprised by the EU referendum result, especially after the final opinion polls (as well as the bookmakers) suggested that Remain would be victorious. However, the reality was ...

Retirement: 8 Annuity myths exposed

Hand drawing Myths or Facts arrows concept with marker on transparent wipe board. Over the past few years Annuities have received a bad press and to be honest, much of the criticism was fair. When George Osborne stood up and delivered his Pension Freedom Budget in 2014, ...

Investment Sense News

Commercial Property funds – A update

The fallout from Brexit continues and whilst stock markets have not seen the expected turbulence, funds investing in commercial property have hit the headlines, with some companies stopping investors withdrawing capital. What has happened? The funds affected are those which invest in physical commercial property, in other words, ...

Help to Buy ISAs proving popular

My Savings for a New HouseNew figures have shown that thousands of first time buyers have opened Help to Buy ISAs over the past six months, as they try and build a large enough deposit to get onto the housing ladder. The Help to Buy ISA ...

SIPPs: New deposit account for SIPPs to be launched

Coming Soon Green Road SignIf you are one of those people who hold deposit accounts in your SIPP (Self-Invested Personal Pension) you have our sympathy, the past few years have been frustrating. Not only have you had to contend with low interest rates, but the number ...

SIPPs: Shock as SIPP provider goes into administration

Businessman Builds a TowerThousands of SIPP investors have today learned that their SIPP (Self-Invested Personal Pension) provider has gone into administration. A notice on the FCA (Financial Conduct Authority) website, posted yesterday, says: “Having reached an assessment that it was no longer solvent, EPML (European Pensions ...