Information, Advice, News & Views: Helping you make your money work harder

Here at Investment Sense we are passionate about making your money work harder for you and helping you to make better financial decisions.

So what do we offer?

  • Information. Including news and views on the issues that affect your finances,  interviews with leading industry figures, technical information, free guides and our own independent best buy savings tables, including our exclusive best buy table for SIPP deposit accounts

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Whether you use our website to find the information you need so you can make your own financial decisions, or you take advice from one of our highly qualified team of IFAs, we are here to help you, in a clear, transparent and fair way.

Investment Sense View

How much National Insurance do you need to pay to get a State Pension?

Question markThe high profile WASPI (Women Against State Pension Increases) campaign has highlighted the confusion many people have over their state pension, especially the date from when it will be paid. Now, research from Aegon has revealed a similar lack of knowledge in relation to the ...

Planning to take money from your pension? Beware of the tax!

Tax problem conceptNew research shows that some people are being hit with surprise tax bills, when they use new rules to take money from their pensions. The report, from Citizens Advice, considered 500 people who had taken money from their pension; 9% had a surprise tax ...

Interest rate cut: Winners & Losers

win concept, think differentFollowing the decision by the Bank of England to cut base rate to 0.25%, whilst at the same time, offering additional financial support to banks and other lenders, we look at who are the main winners and losers after the change. Winners Some existing ...

Automatic Enrolment: Why it probably won’t give you enough income to retire

My FutureThere’s no doubt that, on the face of it, Automatic Enrolment has been a success, with six million new workers now contributing to a pension and 95% of employers complying with the new rules (Source: BBC, July 2016). However, scratch below the surface and the ...

Investment Sense News

Our love affair with ISAs continues

two red balloonsNew figures reveal that that our love affair with ISAs continues, despite low interest rates, which show no sign of increasing anytime soon. The figures, published by HMRC, show that: The number of ISAs taken out in the 2015/16 tax year fell slightly, to ...

Young people struggling to save

SavingsNew research has shown that young people are finding it harder than ever to build up savings. According to the Pension and Lifetime Savings Association young people, aged 18 – 35, want to save but find their ability to save “curbed by short term necessity”. The research ...

5 million families face debt problems

Hanging file folder labeled with DebtsNew research has shown that millions of UK families have debt problems, with 1.6 million suffering from extreme debt. The report, called ‘Britain in the red’ and published by the TUC and Unison, found that between 2012 and 2015 the total ...

No surprise as Bank of England cuts interest rates

The Bank of England, LondonAs expected, the Bank of England has cut the base rate of interest from 0.5% to 0.25%. As the chart below shows, this is the cut is the first change in seven years and takes interest rates to a new, all time, ...